The “family glitch,” a loophole in federal rules, bars millions of people from subsidized coverage because they have access to a family member’s employer-sponsored coverage The glitch is easy to fix, through either regulation or legislation. CHIR exposes that a paper released this week claiming a fix is illegal and harmful is based on a faulty presumption.
The family glitch bars millions of people from accessing reduced premiums and cost-sharing through the marketplaces because a family member has an offer of employer coverage. In their latest post for the Commonwealth Fund To the Point blog, Christina Goe and CHIR’s Dania Palanker delve into the costs of the family glitch to low- and middle-income families.
April is Minority Health Month, a good time to consider ways to reduce the wide disparities in health insurance access and coverage that particularly affect people of color. For the National Latino Week of Action, CHIR looks at changes in the uninsured rate among the Latino/Hispanic community, and identifies opportunities to build on coverage gains thanks to the American Rescue Plan Act of 2021.
The American Rescue Plan Act of 2021 provides the largest expansion of public and private health insurance coverage since the Affordable Care Act was enacted in 2010. CHIR’s Sabrina Corlette and the Georgetown Center for Children & Families’ Edwin Park break down its key provisions in a new explainer.
In the spirit of Valentine’s Day, this February CHIR’s Nia Gooding reviewed some lovely studies on trends in the uninsured population, the impact of Medicaid expansion on coverage rates and healthcare access among young adults, and the effect that cost-sharing has on patient behavior and health outcomes.
Health insurers spent millions to defeat the ACA in 2010. Ten years later, major insurers are joining a growing coalition of supporters working to expand the law. CHIR expert Megan Houston considers why insurers are now embracing the ACA while Democrats now control Congress for the first time since the ACA was passed a decade ago.
With the approval of the Trump administration, the state of Georgia is poised to upend the Affordable Care Act, abandon HealthCare.gov, and place the coverage of hundreds of thousands of Georgians at risk. In their latest post for the Commonwealth Fund, CHIR’s Justin Giovannelli, JoAnn Volk, and Kevin Lucia evaluate the potential impact of Georgia’s proposed reforms, should they be implemented.
Open Enrollment has ended in most states, and many consumers have signed up for a health insurance plan offered on the marketplace. In this installation, the CHIR team has compiled a number of frequently asked questions (FAQs) from our Navigator Resource Guide to help inform enrolled consumers on how best to use their coverage.
In one of the Trump administration’s last acts, the Centers for Medicare and Medicaid Services finalized some of the major provisions of the 2022 Notice of Benefit and Payment Parameters. In the second part of our blog series reviewing stakeholder comments, CHIR’s Rachel Schwab takes a look at how state insurance departments and state-based marketplaces responded to some of the recently finalized proposals.
As stakeholders wait for the final 2022 Notice of Benefit and Payment Parameters (NBPP) CHIR’s Megan Houston reviews the key takeaways from the comments submitted by insurance carriers.
The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.
