Open Enrollment is in full swing, but consumers should beware of “junk plans” when shopping for health insurance. As part of CHIR’s weekly series highlighting FAQs from our updated Navigator Resource Guide, we examine the risks of buying a plan outside of the marketplace.
The details of President Biden’s “Build Back Better” legislation were released on October 28. It contains dramatic changes designed to build on and strengthen the Affordable Care Act. CHIR’s Sabrina Corlette reviewed the 1,600+ page bill for provisions affecting people’s access to affordable private coverage, so you don’t have to.
In a new post for the Commonwealth Fund’s To the Point blog, Katie Keith highlights several Affordable Care Act requirements that have not been fully utilized by insurers — resulting in gaps that exacerbate disparities. The post identifies examples where insurers and regulators could do more to turn commitment on health equity and racial justice into action.
The Biden administration has released its first major set of proposed rules governing the Affordable Care Act marketplaces. In her latest Expert Perspective for the State Health & Value Strategies project, CHIR’s Sabrina Corlette assesses the implications for state-based marketplaces and insurance regulators.
It’s three strikes you’re out for opponents of the Affordable Care Act. For the third – and hopefully final – time, the Supreme Court of the United States struck down the latest legal challenge. We at CHIR celebrate this victory for the American people, including the millions that rely on the ACA for coverage.
The American Rescue Plan temporarily increases the availability and generosity of federal premium assistance for people who obtain coverage through the ACA marketplaces. Were Congress to make these premium subsidy enhancements permanent, states would have more breathing space to address other barriers to care, potentially with support from an ACA Section 1332 waiver. In a new work for The Commonwealth Fund, Justin Giovannelli examines how a permanent boost to federal subsidies could give states new and different opportunities to help their residents using the ACA’s waiver program.
This Mother’s Day, CHIR’s Rachel Schwab and Nia Gooding assessed the potential impact of a new legal challenge to the Affordable Care Act (ACA) for women. Judge Reed O’Connor has recently allowed a challenge to the ACA’s preventive services coverage provision to move forward in a U.S. district court. Invalidating this provision could jeopardize access to a broad set of preventive services for millions of women.
April’s latest health policy research is provided by CHIR’s Nia Gooding in our monthly roundup. She reviews studies on demographic characteristics of the people who fall into the ACA family glitch, trends in contraceptive use among women enrolled in high-deductible health plans after the passage of the ACA, and state policy considerations given the American Rescue Plan’s premium tax credit expansions.
The “family glitch,” a loophole in federal rules, bars millions of people from subsidized coverage because they have access to a family member’s employer-sponsored coverage The glitch is easy to fix, through either regulation or legislation. CHIR exposes that a paper released this week claiming a fix is illegal and harmful is based on a faulty presumption.
The family glitch bars millions of people from accessing reduced premiums and cost-sharing through the marketplaces because a family member has an offer of employer coverage. In their latest post for the Commonwealth Fund To the Point blog, Christina Goe and CHIR’s Dania Palanker delve into the costs of the family glitch to low- and middle-income families.
The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.
