Much of the focus of the debate over repealing and replacing the ACA has been on the individual insurance market. But over 150 million people get coverage through their employer, and bills pending in the House and Senate will affect them, too. In a post originally published on the Health Affairs’ Blog, CHIR’s JoAnn Volk and Sabrina Corlette explain what’s preserved, and what’s at risk, for people in job-based plans.
New ACA rules give insurers greater flexibility to meet metal level targets and increase cost-sharing. In this post, JoAnn Volk looks at what that means for consumers and state options for implementing the rule.
Fourteen U.S. Senators have sent a letter to Secretary Price, urging him to roll back an Obama-era regulation of short-term health plans, arguing that doing so will give consumers more choices and less expensive coverage options. CHIR’s Sabrina Corlette dives into the benefits and risks of de-regulating short-term policies.
Starting June 23, 2017, healthcare.gov will be rolling out a special enrollment period pre-enrollment verification (SEPV) process, which will require new consumers applying for marketplace coverage because of loss of minimum essential coverage (MEC) or permanently moving to prove their eligibility for a special enrollment period. How will this process work and what do consumer assisters need to know? CHIR’s Sandy Ahn provides a summary.
A handful of states have received insurers’ 2018 premium rate requests for the Affordable Care Act marketplaces and made them public. CHIR experts dig into the insurers’ rate filings to find out some of the key factors behind many of the proposed premium hikes.
As we’ve been blogging about, the Trump administration finalized a Market Stabilization rule that makes numerous changes in how marketplaces and insurers are operating. One of the biggest changes affecting consumers is the Trump administration’s new interpretation of guaranteed issue or availability; but states have a range of options regarding this policy under the rule. CHIR’s Sandy Ahn and JoAnn Volk break it down for us.
Insurers are required to submit their health plans and premium rates for regulatory review in the face of considerable uncertainty over the future of the Affordable Care Act’s marketplaces. In their latest post for The Commonwealth Fund, Sabrina Corlette and Kevin Lucia examine the sources of this uncertainty, how it affects insurers’ ability to plan for the coming year, and what it means for state and federal regulators who must assess the reasonableness of proposed premium hikes.
Insurers are starting to submit their proposed plans and rates for 2018 coverage to state regulators. What do these early filings tell us about how the industry is responding to continued uncertainty over the future of the Affordable Care Act? Sabrina Corlette takes a look.
This Mother’s Day, Congress is giving mothers a new health coverage menu with options for states and insurance companies to reduce their coverage through the American Health Care Act (AHCA). The selection could make you lose your brunch.
A provision tucked into an amendment to the House-passed “American Health Care Act” would effectively kill off the few insurers remaining in the Affordable Care Act’s CO-OP program. CHIR’s Sabrina Corlette explains.
The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.
