Tag: advance payment of premium tax credits

Swimming against the Tide: Policies in State-Based Marketplace States Help Counter Negative Trends in Uninsurance Rates

The latest U.S. Census data show the uninsured rate for nonelderly adults is rising,  including among middle- and higher-income people who do not qualify for Affordable Care Act premium subsidies. Such an increase is partly attributable to policies implemented by the Trump administration to undermine the ACA. CHIR’s Olivia Hoppe explains that when it comes to individual market enrollment, however, national numbers mask significant differences in state-to-state performance.

November Research Round Up: What We’re Reading

This November, we at CHIR celebrated Thanksgiving with a Research Buffet. CHIR’s Olivia Hoppe digs into research that looks at issues including health insurance literacy, the financial implications of subsidized health insurance, the impact of the Affordable Care Act on American workers, and Medicare Advantage.

Enrollees Aren’t Abusing Marketplace Grace Period

Insurers and other critics have called on the Obama Administration to shorten the 3-month grace period for paying overdue health plan premiums, asserting that consumers are abusing it. But as documented by the Center on Budget and Policy Priorities’ Tara Straw, such concerns reflect a misunderstanding of how grace periods work and are refuted by enrollment and disenrollment data.

Grace Periods for Failing to Pay Insurance Premiums: What Consumers Need to Know

On July 16 the Obama Administration published guidance for insurers in the federally facilitated marketplaces (FFMs) regarding a requirement that they provide a 90-day grace period to policyholders who fail to pay premiums. Sabrina Corlette reviews the new rules and offers some advice for consumers who might find themselves in this situation.

The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.