Tag: across state lines

Trump Administration Pushes for Sale of Insurance Across State Lines

Recently, the Trump administration issued a request for information (RFI) seeking recommendations on ways to facilitate the sale of insurance across state lines, allowing insurers to bypass the insurance standards of states that have strong consumer protections and benefit requirements by headquartering in a state with few regulations in place. The policy is often touted as a way to reduce the cost of coverage and improve consumer choice, but states and insurers have been reluctant to embrace it. A CHIR study conducted after the ACA was signed into law sheds light on why.

Trump’s Executive Order: Can Association Health Plans Accomplish What Congress Could Not?

In the wake of failed Congressional efforts to repeal and replace the Affordable Care Act, President Trump has threatened to issue an executive order that could effectively roll back key protections for people with pre-existing conditions. In their latest post for the Commonwealth Fund’s To the Point blog, CHIR’s Kevin Lucia and Sabrina Corlette assess the proposed regulatory changes and their impact on consumers and insurance markets.

Selling Health Insurance Across State Lines Doesn’t Lower Costs for Consumers

In the wake of the failure of the legislative effort to repeal and replace the Affordable Care Act, the fate of the President’s proposal to authorize the sale of insurance “across state lines” is unclear. In their latest article for the Commonwealth Fund’s To The Point blog, Sabrina Corlette and Kevin Lucia examine different potential approaches to promoting cross-state sale of insurance and what they mean for states and consumers.

Revisiting CHIR's Across State Lines Report Post-Debate

The Affordable Care Act played a prominent role in last night’s presidential debate and those that watched the debate closely heard President Obama reference Governor Romney's plan to allow insurers to sell health insurance across state lines. Sabrina Corlette revisits our most recent study in light of presidential politics.

The Impact of Laws to Allow Cross-State Sales of Health Insurance: Few Benefits, Potential Risks for Consumers

Although proposals to allow the sale of health insurance across state lines are believed to help consumers access more affordable insurance options, these proposals have rarely been studied. To better understand how these proposals work and whether they are delivering on their promises, CHIR researchers examined across state lines laws in six states – Sabrina Corlette summarizes our findings from an issue brief released today.

The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.