Tag: aca implementation

A Lot to Lose: What’s on the Line for Women if the Affordable Care Act is Repealed

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It’s the holiday season, but rather than visions of sugar plums dancing above our heads, we have visions of mammogram machines, birth control, doctor offices, and medical bills. Prior to the Affordable Care Act (ACA), women faced numerous barriers obtaining affordable health care. After years of insurance industry practices like gender rating and pre-existing condition exclusions, the ACA ushered in a new era for women’s health, eliminating those discriminatory and unfair insurance practices from the insurance market.

Though the ACA Faces Tough Critics, Millions are Having an Easier Time Paying Medical Bills

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The Affordable Care Act (ACA) has extended insurance coverage to 22 million people, but the law’s critics often point to the high out-of-pocket costs in some of the ACA’s marketplace health plans. And while many people do face high deductibles and cost-sharing for health care services, a recent report from the National Center for Health Statistics at the Centers for Disease Control and Prevention finds that dramatically fewer people are struggling to pay medical bills, compared to what they faced before the ACA.

In the Midst of Federal ACA Woes, States Play an Important Consumer Protection Role

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In Washington, our health policy minds are on system overload. Since the election last week, the town is buzzing about the President-elect and new Congress’ promises to repeal the Affordable Care Act (ACA) as one of their first legislative actions. At the same time, they have also pledged allegiance to some of the law’s market reforms. Since most of those reforms are enforced at the state level, a continued state role will be critical to preserving these vital consumer protections.

Soldiering On

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This past week’s stunning election results have put the future of the Affordable Care Act – and health coverage for millions of people – in jeopardy. What the new President and Congress will replace the law with is anyone’s guess. Sabrina Corlette, Kevin Lucia and JoAnn Volk discuss how we at CHIR will continue our mission of improving access to affordable and adequate insurance through reasoned, evidence-based research and analysis.

How Could a New Administration Tackle Affordable Care Act Challenges? Look to Medicare

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The next President and Congress will likely need to consider policy options to help stabilize the Affordable Care Act health insurance marketplaces. But the challenges in those markets are not unique – Medicare Advantage markets have faced similar turmoil. In this blog post for Health Affairs, Sabrina Corlette and Jack Hoadley review the Bush administration’s policy responses to market instability in Medicare – and the lessons those policies hold for the ACA.

Consumer Shopping on Healthcare.gov During Open Enrollment 4

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Choosing a health plan is like putting a puzzle together, you need help putting all the pieces together. This year for open enrollment, Healthcare.gov has more features to be that help for consumers so they can put the puzzle together with shopping tools and information. CHIR’s Sandy Ahn and Emily Curran summarize some of the helpful changes on Healthcare.gov.

Simple Choice Plans Debut on Healthcare.Gov

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Simple Choice plans, standardized benefit designs with fixed cost-sharing amounts and pre-deductible services, are new this year on Healthcare.gov. These types of plans can help consumers make “apples-to-apples” comparisons, but the the availability of such plans depends on insurer participation and local markets. Emily Curran and others here at CHIR take a look at the availability of Simple Choice plans on Healthcare.gov and find it’s a mixed bag.

Health Plan Restrictions on Contraceptive Coverage: It’s like asking people to “renew their seat belt each month”

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The Affordable Care Act (ACA) has lowered financial barriers to birth control by requiring health plans to cover contraceptives at no cost sharing, but restrictions limit the availability and affordability of certain methods. While we’ve come a long way in ensuring access to this essential service, one hundred years after Margaret Sanger opened the first Planned Parenthood clinic in Brooklyn, nearly half of all pregnancies in the U.S. are unplanned. Addressing the unmet need for contraceptives and enabling women to maintain consistent and accurate drug use is a public health issue that affects insurers, consumers, and providers.

New Marketplace Research: Off-Marketplace Consumers and How Marketplace Enrollees Fare in Expansion and Nonexpansion States

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Two new studies captured our attention recently. One, from the U.S. Department of Health & Human Services examines enrollment in coverage inside and outside the health insurance marketplaces. The other, from Urban Institute researchers, examines different enrollment experiences between Medicaid expansion and non-expansion states. The Center for Children & Families’ Karina Wagnerman takes a closer look.

The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.