Earlier this week, the Commonwealth Fund released a study evaluating insurers’ responses to the medical loss ratio (MLR) rules under the Affordable Care Act. The study’s authors found that the MLR has resulted in a total of $1.5 billion in savings from reducing insurers’ administrative costs and rebates for consumers. The MLR, often called the “80/20 Rule,” measures how much…
…health plan, as long as they pay the full premium. So with money from their savings and lots of help from family, Beth and Aaron scraped enough together to pay the high-cost COBRA premiums to continue their coverage. Unfortunately, their bad luck did not end there. Shortly after delivery, their newborn son Henry began seizing and stopped breathing. His doctors…
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