One Way Insurers Could Improve Marketplace Risk Pools? Stop Cannibalizing Their Own Business
…sell ACA-compliant plans through 23 marketplaces, citing financial losses. What is short-term health insurance and why do insurers like selling these policies? We’ve written about short-term health insurance on CHIRblog before, noting that these policies are not regulated by the ACA, and thus don’t need to comply with federal prohibitions on pre-existing condition discrimination, out-of-pocket cost protections, or requirements to…