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Shopping for a Short-Term Plan? The Information You Get about it Will Depend on Your State

On February 13, Pennsylvania’s Insurance Commissioner Jessica Altman testified before the U.S. House Committee on Energy and Commerce’s Subcommittee on Health to voice concerns about the potential harms of short-term limited duration health insurance. Unlike individual marketplace plans that must comply with the Affordable Care Act’s (ACA) consumer protections, short-term insurance is held to a lower bar. Insurers that sell…

Saying Goodbye to a Hero

Over the weekend we lost a dear friend. Rob Restuccia was a hero in every sense of the word. We at CHIR are so proud to have known and worked with him over the years, because no one else was a greater champion for the voiceless. He dedicated his life to improving access to affordable, comprehensive health care, particularly for…

The Administration Tried to Make It Easier for States to Waive ACA Rules: Will Any Take the Plunge?

…are likely to make state adoption difficult. Meanwhile, early evidence from the states themselves suggests policymakers remain interested in leveraging already existing flexibility to pursue waivers in support of state-run reinsurance, a proven waiver option with bipartisan appeal. To read more about state trends under the section 1332 waiver program, you can access our full analysis at The Commonwealth Fund….

Stakeholders Respond to the Proposed Health Reimbursement Arrangement Rule. Part 2: Insurers

…medical insurers and associations. This is not intended to be a comprehensive report of all insurer comments on every element in the Health Reimbursement Arrangement proposed rule, nor does it capture every component of the reviewed comments. Additionally, a portion of submitted comments were not available for our review at the time of publication. For more stakeholder comments, visit http://regulations.gov….

House Hearings Shed Light on a Key Policy Priority: Protecting People with Pre-Existing Conditions

…& Means Committee, the Education & Labor Committee, and the Energy & Commerce Subcommittee. These proceedings set the scene for how this debate will play out in Congress and offer insight into potential legislative action. Members on Both Sides of the Aisle Voice Support for Protecting People with Pre-Existing Conditions Though the ACA remains a point of contention, most members…

Stakeholders Respond to the Proposed Health Reimbursement Arrangement Rule. Part I: State Insurance Departments and Marketplaces

…marketplaces and insurance departments. This is not intended to be a comprehensive report of all state comments on every element in the Health Reimbursement Arrangement proposed rule, nor does it capture every component of the reviewed comments. Additionally, a portion of submitted comments were not available for our review at the time of publication. For more stakeholder comments, visit http://regulations.gov….

January Research Round Up: What We’re Reading

…other states will feel more of an impact from the new policy. Why It Matters The ACA established a three-legged stool to expand access to affordable and comprehensive coverage. In addition to banning discrimination based on health status and subsidizing coverage, the federal law established a requirement to maintain comprehensive coverage in order to ensure a well-balanced risk pool. With…

Efforts to Protect Workers with Pre-existing Conditions

Testimony of Sabrina Corlette, J.D. before the U.S. House of Representatives’ Education & Labor Committee, February 6, 2019 Good morning Mr. Chairman, Ranking Member Foxx, and members of this committee. It is an honor to be here with you today, and to discuss the need for affordable, adequate insurance coverage, particularly for those with pre-existing conditions. In my testimony, I…

Short-Term Health Plans Sold Through Out-of-State Associations Threaten Consumer Protections

…basic consumer protection functions. We reviewed brochures for the “best-selling” plan on ehealthinsurance.com offered by each short-term insurer in six states and found that many short-term plans are being sold through out-of-state associations that are exempt from state regulation. To learn more about how these plans are skirting state regulation, read our recent post published by The Commonwealth Fund here….

The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.