As the year comes to a close, CHIR’s Megan Houston reflects on the continued financial success of health insurance companies throughout the pandemic despite their repeated warnings of pent up demand.
Open Enrollment in most states ends on Tuesday, December 15. As consumers finish weighing their coverage options, the CHIR team is highlighting frequently asked questions (FAQs) from our recently updated Navigator Resource Guide. In this installation, we answer FAQs about insurance concerns consumers may have due to the national public health emergency caused by the novel coronavirus (COVID-19) pandemic.
The Affordable Care Act brought about historic coverage gains, providing millions of Americans with vital access to comprehensive health insurance. But for many, high premiums continue to present a major barrier to coverage. States have adopted various policies to make health plans on the individual market more affordable, pursuing one approach more than others: reinsurance. In a new issue brief for the Commonwealth Fund, CHIR experts explore the benefits and limitations of state-run individual market reinsurance programs.
Vaccinations against COVID-19 are on their way. For consumers in Affordable Care Act plans, immunization should have it fully covered by their insurance. In their latest post for the Commonwealth Fund’s To the Point blog, CHIR’s Sabrina Corlette and Madeline O’Brien review federal and state mandates to cover the COVID-19 vaccine, as well as potential gaps consumers could still fall into.
Open Enrollment in most states ends next week, on December 15. As consumers continue to weigh their coverage options throughout the enrollment period, the CHIR team is highlighting frequently asked questions (FAQs) from our recently updated Navigator Resource Guide. In this installation, we answer FAQs about individual requirements to maintain coverage.
On November 25, the Trump administration released a proposed regulation, the 2022 “Notice of Benefit and Payment Parameters.” It establishes policies governing the ACA marketplaces and insurance market reforms. In her latest article for the State Health & Value Strategies project, CHIR’s Sabrina Corlette focuses on several key provisions that will impact state insurance regulation and the operation of the marketplaces.
As the autumn leaves change and the weather gets colder, we at CHIR are thankful for new health policy research. This November, Nia Gooding reviewed studies on policy interventions aimed at lowering health care costs, the impact of eliminating essential health benefits from private insurance plans, and tracking ACA marketplace premium costs for the coming year.
Open Enrollment in most states ends in just over two weeks, on December 15. While consumers are weighing their coverage options, we know that affordability is top of mind. Consumers who are ineligible for the Affordable Care Act’s (ACA) tax subsidies might want to look outside of the marketplace for slightly better deals on health plans. While doing so, however, consumers should be wary of what they might find. In this installment, we’ve collected a number of frequently asked questions (FAQs) from our Navigator Resource Guide on junk plans.
With Open Enrollment now well underway, consumers are weighing their options for 2021 and trying to find the right plan that meets their health needs. As consumers make their decision, it is important for them to understand what they are buying and what coverage their plan provides. Throughout the enrollment period, the CHIR team is highlighting frequently asked questions (FAQs) from our recently updated Navigator Resource Guide. In this installation, we answer FAQs about marketplace plans’ coverage standards.
The nonpartisan Congressional Budget Office (CBO) frequently estimates how policy proposals will affect rates of health insurance coverage. To make these assessments, the agency relies on a definition including coverage that can discriminate against people with pre-existing conditions and fail to cover key health services like prescription drugs, practices that are outlawed in the individual health insurance market under the ACA. CHIR’s Rachel Schwab takes a look at the CBO’s current definition of health insurance, and the impact it has on health insurance reform efforts.
The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.
