The “Colorado Option” – a unique state effort improve health insurance affordability – is underway. With the first year of enhanced premium scrutiny now completed, CHIR experts Christine Monahan, Nadia Stovicek, and Sabrina Corlette examine how the process unfolded and what it means for consumers.
Millions of Americans rely on Health Care Sharing Ministries (HCSM) in lieu of insurance to provide a financial cushion if they get sick or injured. But data from HCSM public filings suggest that reliance may be built on a shaky foundation. CHIR’s Nadia Stovicek and JoAnn Volk share their findings.
The No Surprises Act is largely working as intended to protect patients from unexpected medical bills. However, the rising number of Independent Dispute Resolution (IDR) cases is creating challenges for the health care system. In a post for Health Affairs Forefront, Jack Hoadley and Kevin Lucia evaluate the causes and implications of the increasing number of IDR cases.
CHIR’s summer reading list includes the latest health policy literature. In July, we read about the disparities in medical debt burdens, policy interventions to reduce choice errors in the Affordable Care Act (ACA) Marketplace, and the affordability of Marketplace health insurance under subsidy expansion.
While the federal COVID-19 Public Health Emergency (PHE) ended in May, the PHE declaration for the opioid crisis continues. Opioid overdose deaths remain alarmingly high, and the Biden administration recently bolstered the federal government’s response to the opioid crisis with new proposed rules to strengthen access to treatment. CHIR’s Rachel Swindle and Kristen Ukeomah explore this proposal as well as other recent state and federal policy changes that aim to reduce barriers to evidence-based treatment for opioid use disorder.
As we splashed into summer, CHIR soaked up the latest health policy research along with some rays. In June, we read about trends in coverage and access for LGBT adults, the rise of facility fees, and the out-of-pocket cost burden of mental health care.
State employee health plans are uniquely situated to tackle the health care cost growth that is reducing health care affordability. CHIR’s 50-state survey of state employee health plans has key findings about their cost containment strategies, and the implications for other employer purchasers.
The rising costs of employer-sponsored insurance are placing financial pressure on employers and workers alike. In a four-part series, CHIR experts have reviewed the evidence supporting a range of policy options to improve the affordability this critical coverage option. This, their fourth and final post in the series, focuses on health care price transparency.
Happy Pride Month from CHIR! Each June, Pride is an opportunity to celebrate the LGBTQ+ community and honor the ongoing struggle for LGBTQ+ rights—including in health care access. CHIR’s Emma Walsh-Alker examines the systemic barriers to health care coverage that the LGBTQ+ community faces, and highlights a few key coverage and access issues that continue to impact LGBTQ+ individuals with private health insurance.
April showers bring May flowers, and May was abloom with health policy research. Last month, we read about the impact of ending pandemic-related coverage policies, consumer awareness of the resumption of Medicaid renewals, and approaches to tackling rising health care costs in commercial health insurance markets.
The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.
