It’s starting to be as predictable as April showers. As soon as open enrollment for ACA health plans closes, insurers come out of the woodwork to sell limited coverage insurance products, such as short-term policies, that don’t meet ACA standards. Sabrina Corlette explains why doing so is siphoning off healthy risk from the marketplaces and undermining the profitability of ACA-compliant plans.
With health insurers’ rate filings looming on the horizon, many are concerned we’ll see proposed premium increases for 2017. But a report released last week demonstrates that, behind the headlines, consumers are likely to see more affordable premiums after they’ve shopped for the best deal. At the same time, another study shows that consumers’ out-of-pocket costs for health services are steadily rising. Sean Miskell has the details.
On Thursday, April 14, CHIR’s own Sabrina Corlette testified before the U.S. House of Representatives Education and Workforce Committee. The hearing focused on innovations in employer-sponsored health insurance, and included discussion of workplace wellness programs, private insurance exchanges, and multi-payer delivery system reform efforts.
Health reform advocates experienced a win last month, when a federal court in Missouri struck down three sections of a state law that interfered with the ability of health insurance navigators and other in-person assisters to help consumers understand and enroll in new coverage options. CHIR’s own Emily Curran reviewed the court’s decision and provides some takeaways.
President Obama’s 2017 budget includes a new proposal to help protect consumers from unexpected charges by out-of-network providers. In a recent blog post for Health Affairs, Sandy Ahn, Jack Hoadley and Sabrina Corlette discuss the proposal in the context of recent state actions to counter balance billing.
The quarterly earnings calls of publicly traded health insurance companies can provide insights into major business developments, as well as how company executives expect market trends and policy actions to affect future performance. CHIR’s Emily Curran regularly listens into these calls and highlights how they can be useful for health policy wonks.
A new report from the Government Accountability Office (GAO) analyzes the relative adequacy of provider networks of health plans sold through the new insurance marketplaces and those offered through state Children’s Health Insurance Programs (CHIP). Sean Miskell, our colleague at Georgetown’s Center for Children and Families, takes a look.
It’s tax time, so consumers are figuring out how to report their health insurance coverage as they prepare to file. CHIR’s Navigator Resource Guide has answers to some frequently asked questions. Hannah Ellison shares highlights.
At last, the Internal Revenue Service has released guidance about what to do when a consumer has overlapping coverage through Medicaid and the Marketplace. Our colleague Tricia Brooks of Georgetown’s Center for Children and Families has the details.
The latest financial filings with the National Association of Insurance Commissioners show that 2015 was a rough year for the CO-OP plans created under the ACA. CHIR’s Sabrina Corlette takes a look at some of the reasons the CO-OPs have struggled.
The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.
