July is rate review season for state insurance departments. Proposed premiums for 2025 can help reveal how health insurers are responding to market trends, policy changes, and underlying drivers of health care cost growth. In her latest article for CHIRblog, Sabrina Corlette digs into the projected premium changes for 2025 and what’s driving them.
Two national health insurers recently discussed their plans to invest in “ICHRAs,” tax advantaged accounts that workers use to purchase individual market health insurance. CHIR’s Hanan Rakine explores what a greater use of ICHRAs could mean for workers, and for the stability of insurance markets.
Easy-enrollment programs offer states an efficient, low-cost mechanism for connecting residents with comprehensive, affordable health care coverage. In a recent post for the Commonwealth Fund, CHIR experts Rachel Swindle, Rachel Schwab, and Justin Giovannelli review state efforts and effective strategies for improving easy enrollment programs and boosting healthcare enrollment.
The U.S. significantly under-invests in primary care, even though the benefits of primary care access are well known. Several states are now using their health insurance rate review authority to push insurers to increase their investment. CHIR’s Maanasa Kona and Sabrina Corlette review these states’ strategies and their impact to date.
In a new post for the Commonwealth Fund’s To The Point blog, CHIR’s Jalisa Clark and Christine H. Monahan describe how Washington and California’s quality programs are focusing on equity and highlight opportunities for other state-based marketplaces to similarly strengthen their own quality programs.
On Tuesday, May 21st, Georgetown University’s Center on Health Insurance Reforms held the final of three events in its series on the Futures of Employer-Sponsored Health Insurance. Event speakers Stacy Sanders, Erin Fuse Brown, David Seltz and Charles Miller discussed competition in health care from the federal and state perspectives.
The US Department of Labor recently finalized regulations governing the formation of Association Health Plans, reversing a 2018 Trump-era policy. In a recent Health Affairs Forefront article, CHIR’s Sabrina Corlette reviews the final rule and its impact on small business health insurance.
The Biden administration will soon finalize its annual rulemaking for the Affordable Care Act Marketplaces. To better understand the impact of the proposed changes, CHIR reviewed the public comments submitted by key stakeholder groups. In this first in a 3-part blog series, CHIR expert Sabrina Corlette reviews the feedback provided by health insurance companies and web-brokers.
A handful of states are working to improve health insurance affordability by boosting their insurance department’s rate review authority and empowering regulators to look “under the hood” at the prices commercial insurance companies negotiate for health care goods and services. In a recently released report, CHIR experts share findings from a 50-state assessment of rate review programs.
Congress is considering legislation that would make telehealth coverage an “excepted benefit.” CHIR experts discussed how the bill would impact consumers when it advanced in the House of Representatives in early 2023. In light of recent efforts to add the proposal to the government funding package, CHIRblog is republishing their post.
The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.
