Category: CHIR

State Public Option Plans Are Making Progress on Reducing Consumer Costs

States remain motivated to adopt reforms that improve affordability and expand access to coverage for populations that still lack access to care. State public option–style plans are a key candidate for consideration. In a post for the Commonwealth Fund, CHIR experts provide an update on states that have established or are laying groundwork for public option–style plans.

Proposed Rule Would Roll Back Expansion Of Association Health Plans

Last month, the U.S. Department of Labor proposed a rule rescinding a Trump-era regulation that expanded the use of Association Health Plans (AHPs). In a post for Health Affairs Forefront, CHIR’s Sabrina Corlette takes a look at the history of AHPs and what’s at stake in the Biden administration’s proposal to roll back the 2018 rule.

Step-by-Step: Congressional Proposals Could Help Unlock Information Key to Curbing U.S. Health Care Spending

In recent years, outpatient care has contributed considerably to growth in U.S. health care spending. Efforts to curb outpatient spending have been stymied by fundamental problems connecting data on sites of care, providers, and specific charges, but a bill that recently passed the U.S. House of Representatives could provide new information necessary to craft reforms and slow spending growth.

Navigator Guide FAQs of the Week: Wrapping Up Open Enrollment

Open enrollment for the Affordable Care Act’s Marketplaces is coming to a close. In most states, January 16 is the last day to sign up for a 2024 plan. This week, we’re highlighting frequently asked questions from CHIR’s Navigator Resource Guide concerning the end of open enrollment.

Implementing the No Surprises Act: What We Know from Early Complaint Data

The No Surprises Act (NSA) provides comprehensive protections from many of the most prevalent forms of surprise medical billing, and a new process for determining out-of-network provider reimbursement aims to control health care costs by limiting insurer payments for surprise bills. It remains to be seen if the new federal law—implemented only last year—will achieve these goals. Two recently released reports provide some of the first indicators of the NSA’s impact.

Navigator Guide FAQs of the Week: The Risks of Buying Coverage Outside the Marketplace

As 2023 comes to a close, it’s time to think about health insurance for 2024. Consumers searching for a 2024 plan online may come across products that do not have to comply with the Affordable Care Act’s (ACA) consumer protections. This week, we’re highlighting frequently asked questions from our Navigator Resource Guide concerning the risks of buying coverage outside the ACA’s Marketplace.

In An Era Of Premium And Provider Price Increases, State Employee Health Plans Target Key Cost Drivers

It’s open enrollment season for many employer health plans, and the rising cost of care may increase workers’ premiums and out-of-pocket expenditures. Recently, CHIR surveyed state employee health plans (SEHP) to identify challenges and opportunities for controlling health care costs. In a new post for Health Affairs Forefront, Sabrina Corlette and Karen Davenport discuss the survey findings and how SEHP strategies can inform broader cost containment efforts.

The Impact of Unions on Employer-Sponsored Health Insurance

In just the first eight months of 2023, over 323,000 workers engaged in a labor action against their employers. Unions have been demanding better wages, protections, and benefits—including better health plans. CHIR’s Maanasa Kona takes a look at the role of unions in securing affordable health coverage for workers, including the innovative strategies they’ve used to reduce the unsustainable growth in health system costs.

The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.