It’s like Groundhog Day. Every 2-4 years, politicians propose to allow the sale of insurance across state lines, arguing that it will make coverage more affordable. But what is the real impact of such policies? CHIR’s Sabrina Corlette shares findings from 6 states that enacted policies to encourage cross-state sales.
This week federal officials released an updated marketplace enrollment report. While close to 10 million were enrolled in coverage as of June 2015, 400,000 people lost coverage because of citizenship data matching problems. In this blog post our colleague at Georgetown’s Center for Children and Families, Sonya Schwartz, notes that many who lost coverage are likely eligible but fell victim to marketplace system problems. She shares insights on how they could be fixed.
Yesterday, the Health subcommittee of the House Energy and Commerce Committee had a hearing on H.R. 1624, a bill that if enacted, would repeal an ACA provision changing the definition of small employer to 1-100 employees. The bill would also allow states to determine the definition of the small group market; all states currently define the small group market as employers with 1-50 employees. CHIR’s Sandy Ahn shares highlights of the hearing and the debate over the impact on small businesses.
The National Association of Insurance Commissioners (NAIC) has been hard at work updating a model state law governing the adequacy of health plan provider networks and revising the ACA-mandated summary of benefits of coverage for consumers. JoAnn Volk serves as a consumer representative to the NAIC and shares details from their recent national meeting as well as upcoming activities.
Last week the federal agency responsible for implementing the Affordable Care Act awarded $67 million in grants to state and local organizations to serve as marketplace navigators. These groups will conduct outreach to consumers and help them enroll in affordable coverage options. Our colleague Tricia Brooks blogs about why navigators are so important and previews some critical future announcements.
A recent study has found that as many as 2.2 million people are missing out on Affordable Care Act cost-sharing subsidies that could make their insurance coverage more affordable. Our Center for Children and Families colleague, Tricia Brooks, discusses some critical tools the state and federal marketplaces could put in place to make sure consumers are getting the financial help they’re eligible for.
Last week the Obama Administration took a small step forward to implement Affordable Care Act transparency rules. This week, CHIR researchers Sabrina Corlette, JoAnn Volk and Sandy Ahn released a new report outlining a new and powerful data collection and transparency framework that can help state and federal policymakers better understand how insurers are complying with new market rules and consumer protections.
The Obama Administration has taken a step forward to implement long-delayed transparency provisions of the ACA, which require insurers and employer-based health plans to report a range of data to help policymakers and consumers better understand how insurance is working for people. CHIR expert Sabrina Corlette finds the latest action to be just a baby step, as well as a missed opportunity.
As states finalize premium rates for marketplace plans by August 25, we’ll know the extent of changes for 2016 coverage. How will premium changes affect consumers who may be automatically renewed into coverage? CHIR’s Sandy Ahn shares lessons learned from the first year of marketplace renewals and what can be done to improve consumers’ experiences as we head into the next open enrollment season.
The latest dust up in Washington is a fight between the Obama Administration and employer groups over the ACA provision that limits consumers’ annual out-of-pocket costs. JoAnn Volk looks at what the issue means for employers and consumers.
The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.
