While many consumers with marketplace coverage will be eligible for automatic renewal, there are many reasons for all consumers to shop to renew this year. For example, price changes to health plans as well as changes to the health plans themselves will impact the amount of premium tax credits and coverage for many consumers. We go over the reasons why all consumers should shop to renew this open enrollment.
Medical students are taught to care for the whole person. Shouldn’t that include care for the patient’s wallet, as well? As insurers increasingly shift costs to enrollees, Georgetown University medical student Joshua Barrett considers the role of the physician – and medical education – in helping patients stay both physically and financially healthy.
Open Enrollment 3 (OE3) is now underway and by all accounts, things are going smoothly. There are a few minor kinks with the out-of-pocket cost calculator, which officials have fixed or are working on fixing now. CHIR highlights two consumer facing tools that healthcare.gov is pilot testing and should be available to all users before the end of open enrollment.
Federal Affordable Care Act rules require the states to revisit the standard scope of benefits for individual and small business health plans – called essential health benefits or EHB – and determine whether revisions are needed. In a new blog post for the Commonwealth Fund, CHIR experts examine how the states approached this task, and what it might mean for consumers.
CHIR is pleased to release an updated online Navigator Guide on Private Health Insurance and Health Insurance Marketplaces with searchable frequently asked questions (FAQs) and easy-to-read background information on key health insurance and marketplace issues. With Open Enrollment just a few days away, get your Guide on!
The third open enrollment season for the Affordable Care Act’s health insurance marketplaces begins on Sunday, November 1. The administration has released new data showing average health plan rate changes, with an average increase nationwide of 7.5 percent compared to 2015. Our colleague Tricia Brooks breaks down what these rate changes mean for consumers.
We’re counting down again to Open Enrollment 3 and this year, all health plans must make accessing provider directories and formularies, or the list of covered prescription drugs, easy for consumers. This means consumers should be able to find this information on insurer website sites without creating an account or entering a policy number. CHIR’s Sandy Ahn flexes her investigative skills and looks to see how accessible this information really is.
In November, the National Association of Insurance Commissioners (NAIC) will finalize the Network Adequacy Model Act – a draft bill designed to be used by states to enact provider access standards for private health insurance plans. Consumer representative Claire McAndrew explores what the act includes as well as areas for improvement.
A recent Kaiser Family Foundation reports finds that 49 percent of the remaining uninsured in our country are eligible for either Medicaid or marketplace coverage under the Affordable Care Act. Graduate researcher Jordan Messner unpacks the data.
As we draw nearer to the start of Open Enrollment 3, a new resource is available from the Centers for Medicare and Medicaid Services (CMS), the FFM and FF-SHOP Enrollment Manual. A complete guide of policy and operational information, the new Manual covers all topics related to eligibility and enrollment in the FFM and FF-SHOP. CHIR’s Sandy Ahn provides a quick summary of the new CMS resource.
The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.
