Opponents of Fixing the Family Glitch Reveal their Fundamental Misunderstanding

The “family glitch,” a loophole in federal rules, bars millions of people from subsidized coverage because they have access to a family member’s employer-sponsored coverage The glitch is easy to fix, through either regulation or legislation. CHIR exposes that a paper released this week claiming a fix is illegal and harmful is based on a faulty presumption. Continue reading

ACA “Family Glitch” Increases Health Care Costs for Millions of Low- and Middle-Income Families

The family glitch bars millions of people from accessing reduced premiums and cost-sharing through the marketplaces because a family member has an offer of employer coverage. In their latest post for the Commonwealth Fund To the Point blog, Christina Goe and CHIR’s Dania Palanker delve into the costs of the family glitch to low- and middle-income families. Continue reading

Minority Health Month: National Latino Week of Action

April is Minority Health Month, a good time to consider ways to reduce the wide disparities in health insurance access and coverage that particularly affect people of color. For the National Latino Week of Action, CHIR looks at changes in the uninsured rate among the Latino/Hispanic community, and identifies opportunities to build on coverage gains thanks to the American Rescue Plan Act of 2021. Continue reading

Navigator Guide FAQs of the Week: Who Qualifies for a Special Enrollment Period?

Open Enrollment has ended  in most states, and many consumers have signed up for a health insurance plan offered on the marketplace. For those who haven’t, there may still be an opportunity to enroll in an ACA-compliant health insurance plan during a Special Enrollment Period (SEP), which are available in some states and to some consumers, depending on their eligibility. For more information, check out our state-by-state guide, which provides information on state specific policies toward health coverage. Continue reading

November Research Roundup: What We’re Reading

As the autumn leaves change and the weather gets colder, we at CHIR are thankful for new health policy research. This November, Nia Gooding reviewed studies on policy interventions aimed at lowering health care costs, the impact of eliminating essential health benefits from private insurance plans, and tracking ACA marketplace premium costs for the coming year.  Continue reading

Navigator Guide FAQ of the Week: Who Is Eligible To Purchase Coverage Through the Marketplace?

November 1 marked the first day of open enrollment on the Affordable Care Act marketplaces. To help Navigators and others assisting consumers with marketplace eligibility and enrollment, we’ve created the Navigator Resource Guide. Each week we’ll feature answers to questions that may be top of mind for consumers, such as who is eligible to shop for a marketplace plan. Continue reading