Proposed Federal Changes to Short-Term Health Coverage Leave Regulation to States

The Trump administration is expected to reverse federal limitations on short-term insurance, which does not have to comply with Affordable Care Act rules like preexisting condition protections. In their latest post for the Commonwealth Fund’s To the Point blog, CHIR’s Dania Palanker, Kevin Lucia, Sabrina Corlette, and Maanasa Kona examine how ten states currently regulate the short-term insurance market. Continue reading

The Future of the Affordable Care Act under President Trump: Stakeholders Respond to Proposed 2019 Marketplace Rule. Part III: States

The final 2019 Notice of Benefit and Payment Parameters has been submitted to the White House for review. The initial proposal included a number of changes to the Affordable Care Act’s essential health benefits, marketplace operations, and other consumer protections. In this final post in a series of blogs analyzing public comments on the proposed rules, CHIR’s Dania Palanker examines responses from Departments of Insurance and state-based marketplaces to better understand who the rule could impact. Continue reading

Got Questions on Private Health Insurance? Get the New and Improved Navigator Resource Guide

Marketplace enrollment is upon us. November 1 marks the start to the fifth open enrollment season. To help marketplace Navigators and others assisting consumers with marketplace eligibility and enrollment, we at CHIR have updated and improved our Navigator Resource Guide. The Guide houses over 300 frequently asked questions (FAQs) and answers about all things marketplace coverage-related, as well as information about employer-sponsored coverage. CHIR’s Sandy Ahn highlights some of the changes. Continue reading

Graham-Cassidy 2.0: Taking Insurance Protections Out of the Individual Market

Another day, another version of the Graham-Cassidy bill. This new version makes numerous technical changes that continue to place health care for the roughly 90 million consumers who rely on the individual health insurance market or Medicaid at risk. CHIR expert Dania Palanker outlines how the bill could affect access to affordable coverage for women, people with chronic illness, older people, and others. Continue reading

Reading the Fine Print: Do ACA Replacement Proposals Give States More Flexibility and Authority?

State leaders have been heartened by statements from the new President and Congressional leaders that ACA replacement plans will give them more autonomy over their health insurance markets. But is that really true? In a post for the Health Affairs blog, CHIR experts Sabrina Corlette and Kevin Lucia examine the fine print of House and Senate replacement plans and find that they broadly preempt state authority. Continue reading

Repealing The ACA Could Worsen The Opioid Epidemic

As our country grapples with an “unprecedented opioid epidemic,” Congress is taking steps to take away an important tool to fight it — the Affordable Care Act (ACA). In a post for the Health Affairs blog, CHIR expert Dania Palanker and Urban Institute researchers Lisa Clemans-Cope and Jane Wishner assess policies and programs under the ACA that have helped tackle the opioid crisis and what could be lost if they are repealed. Continue reading

Promising Steps to Strengthen Marketplace Risk Pools Could be in Vain, if Affordable Care Act is Repealed

While critics have been describing the demise of the marketplaces established by the Affordable Care Act, the Obama Administration has been taking steps to strengthen the risk pool and to ensure its long-term sustainability. These promising steps are now at risk under the threat of repeal with nothing to replace approach that Congressional leaders and the new administration seem to be taking. At risk and in jeopardy is the coverage of millions of people. CHIR’s Sandy Ahn takes a look. Continue reading