Graham-Cassidy 2.0: Taking Insurance Protections Out of the Individual Market

Another day, another version of the Graham-Cassidy bill. This new version makes numerous technical changes that continue to place health care for the roughly 90 million consumers who rely on the individual health insurance market or Medicaid at risk. CHIR expert Dania Palanker outlines how the bill could affect access to affordable coverage for women, people with chronic illness, older people, and others. Continue reading

Increasing Deductibles in Employer Coverage: A Story Over a Decade in the Making

A graph has been making the rounds on the internet comparing cumulative increases in deductibles since 2011 to growth in inflation, worker earnings and health insurance premiums since it was posted as part of a Wall Street Journal blog. But the graph only tells part of the story – the part that occurred after 2011. The story of increasing deductibles in employer based health insurance is a story that is over a decade in the making.

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As Administration Reviews Comments on Short-Term Insurance Plans, Analysis Finds Gaps in Coverage

The Obama Administration is reviewing feedback on its proposed rule to clamp down on the sale of short-term health plans. If finalized, the rule could help stabilize the Affordable Care Act marketplaces – and help protect consumers from being duped into buying plans that don’t meet their health needs. CHIR’s Dania Palanker shares what she found in a review of what short-term plans actually cover, as well as the mix of industry responses to the Administration’s proposed regulation. Continue reading