Promising Steps to Strengthen Marketplace Risk Pools Could be in Vain, if Affordable Care Act is Repealed

Implementing the ACA

While critics have been describing the demise of the marketplaces established by the Affordable Care Act, the Obama Administration has been taking steps to strengthen the risk pool and to ensure its long-term sustainability. These promising steps are now at risk under the threat of repeal with nothing to replace approach that Congressional leaders and the new administration seem to be taking. At risk and in jeopardy is the coverage of millions of people. CHIR’s Sandy Ahn takes a look. Continue reading

States That Leaned In on the Affordable Care Act Have Much to Lose

State of the States

In the wake of the Affordable Care Act’s passage, 17 states embraced the chance to set up and manage their own marketplace and design an insurance market to meet local needs. In their latest article for the Commonwealth Fund, CHIR experts Sabrina Corlette, Emily Curran and Kevin Lucia review these states’ progress on expanding coverage and stabilizing their markets and find that they have much to lose if the law is repealed. Continue reading

Busting the “Falling under its Own Weight” Myth: New Analysis Shows Better Outlook for the Affordable Care Act Marketplaces

Implementing the ACA

It’s a new year, and with it comes new hope for the Affordable Care Act’s (ACA) exchanges. Wall Street analysts recently released research that shows improvements in insurers’ finances for 2016, predicting even better margins for future years. But just as the markets are starting to stabilize, the incoming Congress and Administration are threatening to undo them. Continue reading

Tick Tock: An Unforgiving Calendar for Health Plans Makes Orderly “Transition” for Affordable Care Act Repeal Unlikely

State of the States

The incoming Congress and Administration have pledged to repeal the Affordable Care Act but hope to minimize disruption by providing for a transition period. However, insurers must make key decisions about health plans and pricing far in advance of bringing those plans to market. In an ongoing series of articles for The Commonwealth Fund, CHIR experts Sabrina Corlette and Kevin Lucia partner with Julie Andrews of Wakely Consulting Group to examine how the uncertainty created by Congressional action could result in far fewer plan choices and significantly higher premiums for consumers. Continue reading

Twelve Days of Coverage

Implementing the ACA

Despite the gloom and doom surrounding the Affordable Care Act (ACA), when we look back at what the ACA has achieved, there is cause to celebrate this holiday season. Six years after President Barack Obama signed the ACA into law, we have the lowest uninsured rate and record enrollment numbers on Healthcare.Gov, showing just how much people need and want comprehensive health insurance. As we hum along to our favorite holiday hits, CHIR has composed a new carol to pay homage to the monumental health care law that has led to unprecedented coverage and consumer protections. Happy holidays! Continue reading

The Final Countdown for 2017 Coverage Underway in the Shadows of Affordable Care Act Repeal

Implementing the ACA

Extended to December 19, 2016, consumers have four more days to enroll in an Affordable Care Act marketplace plan that starts January 1, 2017. With an incoming Congress and President-Elect promising to repeal the health care law, consumers may have questions about what will happen to their coverage or why they should bother to enroll. Before the sun sets on this year’s open enrollment season, we’ve answered a couple of common consumer questions. Continue reading