State Efforts to Standardize Marketplace Health Plans Show How the Biden Administration Could Improve Value and Reduce Disparities

The federal government is moving forward with standardized benefit designs via HealthCare.gov, following in the footsteps of several states. In their latest post for the Commonwealth Fund’s To the Point blog, CHIR experts Justin Giovannelli, Rachel Schwab, and Kevin Lucia assess the experience of these states with standardized plans and draw lessons for federal officials. Continue reading

Banning Surprise Bills: Biden Administration Issues First Rule On The No Surprises Act

When Congress enacted the “No Surprises Act” last year to ban unexpected out-of-network medical bills, it was left to the Biden administration to implement these historic consumer protections. CHIR’s Katie Keith, Jack Hoadley, and Kevin Lucia provide a detailed summary of the first round of federal rules flowing from this new law in their latest post for the Health Affairs blog. Continue reading

“As if COVID-19 Did Not Exist”: Health Plans Prepare for 2022 in Early Rate Filings

Several states ask for – and publicly post – health insurers’ proposed 2022 premium rates in May and June. These early rate filings can provide hints about how insurers are responding to market trends, policy changes, and emerging drivers of health care costs. CHIR’s Sabrina Corlette took a deep dive into insurers’ actuarial memos to find out how they’re thinking about health care spending after COVID-19, the American Rescue Plan, and more. Continue reading

New Georgetown Report: States’ Actions to Expand Telemedicine Access During COVID-19 and Future Policy Considerations

During the COVID-19 pandemic, many states temporarily lowered barriers to using telemedicine for health care services. Subsequently, a number of states have taken action to make those changes permanent. In their latest report for the Commonwealth Fund, CHIR experts examine this emerging body of state law and its potential impact on the use of health care services, costs, and outcomes. Continue reading