One Way Insurers Could Improve Marketplace Risk Pools? Stop Cannibalizing Their Own Business

Implementing the ACA

It’s starting to be as predictable as April showers. As soon as open enrollment for ACA health plans closes, insurers come out of the woodwork to sell limited coverage insurance products, such as short-term policies, that don’t meet ACA standards. Sabrina Corlette explains why doing so is siphoning off healthy risk from the marketplaces and undermining the profitability of ACA-compliant plans. Continue reading

HHS Study Shows Benefits of Shopping and Subsidies, but Costs Still a Concern

Implementing the ACA

With health insurers’ rate filings looming on the horizon, many are concerned we’ll see proposed premium increases for 2017. But a report released last week demonstrates that, behind the headlines, consumers are likely to see more affordable premiums after they’ve shopped for the best deal. At the same time, another study shows that consumers’ out-of-pocket costs for health services are steadily rising. Sean Miskell has the details. Continue reading

CHIR Expert Testifies Before U.S. House Education & Workforce Committee about Innovations in Health Care

Implementing the ACA

On Thursday, April 14, CHIR’s own Sabrina Corlette testified before the U.S. House of Representatives Education and Workforce Committee. The hearing focused on innovations in employer-sponsored health insurance, and included discussion of workplace wellness programs, private insurance exchanges, and multi-payer delivery system reform efforts. Continue reading

Telemedicine: Another Tool in the Toolkit to Meet Network Adequacy Standards?

Implementing the ACA

Health plans have been increasingly narrowing their provider networks, raising concerns about gaps in access to services for consumers, particularly in areas with provider shortages. Could telemedicine be used to help fill those gaps? CHIR authors say not yet and summarizes key findings from a new report published in partnership with the Urban Institute and with funding from the Robert Wood Johnson Foundation. Continue reading