Enrolling in coverage on the marketplace requires comparing different health plans and decide which one best fits their needs for the upcoming year. To avoid unwelcome surprises, it’s crucial that consumers have an accurate understanding of plan options will and will not cover. This week, we highlight FAQs from CHIR’s updated Navigator Resource Guide about marketplace plans’ coverage standards.
Open Enrollment is in full swing, but consumers should beware of “junk plans” when shopping for health insurance. As part of CHIR’s weekly series highlighting FAQs from our updated Navigator Resource Guide, we examine the risks of buying a plan outside of the marketplace.
Open Enrollment is underway, and our newly updated Navigator Resource Guide can help Navigators and consumers throughout the entire enrollment process. During Open Enrollment, CHIR will highlight FAQs that are likely top of mind for consumers and those assisting them. This week, CHIR’s Emma Walsh-Alker focuses on who is eligible for marketplace coverage.
July’s latest health policy research is provided by CHIR’s Nia Gooding in our monthly roundup. She reviews studies on health equity and health plan benefit design, 2022 insurer rate filings, and employer market power in hospital price negotiations.
With another month comes a new crop of health policy research. This May, Nia Gooding reviewed studies on the demographic makeup of the uninsured population eligible for marketplace coverage, the association between hospital-physician integration and unnecessary patient referrals, and rationales for replacing silver loading for Marketplace coverage.
The Biden administration has pledged to use its executive authority to build on and improve the Affordable Care Act. In a new issue brief for the Commonwealth Fund, Katie Keith analyzes recommendations to the Biden–Harris presidential transition team made by patient and consumer advocates, health insurers, hospitals, physicians, state marketplace officials, and state insurance commissioners to identify high-priority policy changes.
The “family glitch,” a loophole in federal rules, bars millions of people from subsidized coverage because they have access to a family member’s employer-sponsored coverage The glitch is easy to fix, through either regulation or legislation. CHIR exposes that a paper released this week claiming a fix is illegal and harmful is based on a faulty presumption.
The family glitch bars millions of people from accessing reduced premiums and cost-sharing through the marketplaces because a family member has an offer of employer coverage. In their latest post for the Commonwealth Fund To the Point blog, Christina Goe and CHIR’s Dania Palanker delve into the costs of the family glitch to low- and middle-income families.
April is Minority Health Month, a good time to consider ways to reduce the wide disparities in health insurance access and coverage that particularly affect people of color. For the National Latino Week of Action, CHIR looks at changes in the uninsured rate among the Latino/Hispanic community, and identifies opportunities to build on coverage gains thanks to the American Rescue Plan Act of 2021.
The CHIR team is excited to transition into spring, as with the warmer weather has come some great new health policy research! This month, Nia Gooding reviewed studies on best practices for implementing the No Surprises Act, the American Rescue Plan Act’s effect on insurance premiums, demographic variations in the U.S. uninsured population, and models for implementing a public option.
The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.
