guaranteed renewal

Federal Flexibility Grants Highlight State Priorities for Market Stability

Posted September 24, 2018 by Rachel Schwab

Last month, the Department of Health & Human Services awarded $8.6 million in grants to 30 states and the District of Columbia to provide additional support to implement certain ACA market reforms, including guaranteed issue, guaranteed renewal, and the Essential Health Benefits. CHIR’s Rachel Schwab took a look at how states plan to use the federal funding, and what tops the list of state market stabilization and consumer protection priorities.

Stakeholders Respond to the Proposed Short-Term, Limited-Duration Insurance Rule. Part II: Major Medical Insurers

Posted May 31, 2018 by Emily Curran

The Departments of Labor, Health and Human Services, and Treasury received over 9,000 comments on their proposed rule, which aims to expand the availability of short-term, limited duration insurance. CHIR reviewed comments submitted by health care stakeholders to better understand industry reactions to the proposal. In part two of this four-part series, CHIR’s Emily Curran analyzes comments from nine major medical insurers and associations.

Making Short-Term Plans a Long Term Coverage Option: Risks to Consumers and to Markets

Posted March 12, 2018 by

The White House and Secretary of Health & Human Services have recently called for making short-term plans renewable. CHIR’s Sabrina Corlette delves into what “guaranteed renewability” means and the risks to consumers and insurance markets if such a policy is extended to short-term insurance.

New Funding Opportunity Allows States to Bolster Consumer Protections

Posted February 12, 2018 by Rachel Schwab

On February 5th, the Center for Consumer Information and Insurance Oversight (CCIIO) put out a Notice of Funding Opportunity. The federal agency anticipates that $8.1 million is available for state initiatives focused on insurers’ compliance with federal market reforms and consumer protections, giving states the opportunity to improve their oversight efforts. With the February 26th deadline for letters of intent just around the corner, CHIR’s Rachel Schwab provides an overview of the new grant program.

Policy Cancellations – Another Tempest in a Teapot?

Posted October 28, 2013 by

One of the latest ACA story lines involves people with individual health insurance policies receiving policy cancellation notices. Sabrina Corlette and Kevin Lucia dissect this emerging issue – as well as the protections and new coverage options available.

Helping Consumers Understand their New Health Insurance Options: CCIIO Releases Model Renewal Notice

Posted May 8, 2013 by

This week CCIIO released new guidance and model language for insurers to use in communicating with consumers about their new health insurance coverage options. Sabrina Corlette takes a look at the guidance – and why it’s an important consumer protection.