{"id":5552,"date":"2020-05-13T13:18:37","date_gmt":"2020-05-13T17:18:37","guid":{"rendered":"http:\/\/chirblog.org\/?p=5552"},"modified":"2020-05-19T16:55:39","modified_gmt":"2020-05-19T20:55:39","slug":"age-covid-19-short-term-plans-fall-short-consumers","status":"publish","type":"post","link":"https:\/\/chirblog.org\/age-covid-19-short-term-plans-fall-short-consumers\/","title":{"rendered":"In the Age of COVID-19, Short-Term Plans Fall Short for Consumers"},"content":{"rendered":"
During February\u2019s State of the Union address, President\u00a0Trump touted<\/a>\u00a0his administration\u2019s efforts to expand access to short-term health plans that do not comply with any of the Affordable Care Act\u2019s (ACA) consumer protections. Short-term plans are\u00a0often cheaper<\/a>\u00a0than ACA-compliant plans because they can deny coverage to people with preexisting health conditions, impose higher cost-sharing, and exclude entire categories of services. Still, advocates of short-term plans\u00a0argue that<\/a>\u00a0they provide sufficient coverage for catastrophic medical situations, such as COVID-19. But while recent federal\u00a0guidance requires<\/a>\u00a0private health insurers to cover COVID-19 testing and cost-sharing for related services, this requirement does not extend to short-term plans, which\u00a0claim to be covering<\/a>\u00a0some costs but not all.<\/p>\n