…high out-of-pocket costs declined from 2013 to 2014 as marketplace enrollment increased. Expanded coverage has been tied to increased disease detection and better care management, as well as lower financial strain. Emerging data also suggest that the ACA has reduced income inequality, helping make lower-income households more financially secure. Still, while the law has successfully expanded access to comprehensive coverage…
…policy changes to reduce enrollment, and adjustments resulting from the prior year’s experience. States with Medicaid Managed Care Organizations (MCOs) competing in their individual market had some of the lowest premiums. Why it Matters Going into the 2018 Open Enrollment period, insurers faced great uncertainty due to shifting federal policies, causing many to exit the market or reduce their service…
…Insurance. This is not intended to be a comprehensive report of all comments from Departments of Insurance on every proposal in the AHP rule. For more stakeholder comments, visit http://www.dol.gov. Disclaimer: CHIR is part of a coalition that has submitted a Freedom of Information Act request asking DOL to release critical data and analysis that would support the agency’s capacity…
…(ACA) is no longer constitutional. Adding to the series of ACA-related litigation, this latest complaint hinges on Congress’s recent action to eliminate the tax penalty associated with the individual mandate. In 2012, in National Federation of Independent Business v. Sebelius, the Supreme Court held that the individual mandate penalty was constitutional, because Congress has the power to tax and the…
…This is not intended to be a comprehensive report of all comments from all business interests on every proposal in the AHP rule. For more stakeholder comments, visit http://www.dol.gov. Disclaimer: CHIR is part of a coalition that has submitted a Freedom of Information Act request asking DOL to release critical data and analysis that would support the agency’s capacity to…
…AHP rule. Future posts in this blog series will summarize comments from business associations and state departments of insurance. For more stakeholder comments, visit http://www.dol.gov. Disclaimer: CHIR is part of a coalition that has submitted a Freedom of Information Act request asking DOL to release critical data and analysis that would support the agency’s capacity to adequately implement its proposed…
…2017 that negatively affected their markets. While the state-run marketplaces used their broader authority to reduce consumer confusion and promote stable insurer participation, their capacity to deal with federal uncertainty remains limited and respondents stated that long-term stability will require a reliable federal partner. To learn more about how the state-run marketplaces fared in 2017, visit the Commonwealth Fund here….
…companies participating in the individual market in 28 states and D.C. and a few key takeaways include: The rollback of the ACA’s individual mandate led insurers to implement higher premiums in 2018 and will likely drive premiums even higher in 2019. However, insurers’ views differed on the impact of repealing the individual mandate. Some felt it would ultimately lead to…
…relaxing regulations of AHPs would expose consumers to fraud and abuse and result in higher premiums and fewer plan choices for individuals and small businesses purchasing coverage in the ACA-compliant markets. Consumer groups’ comments on specific provisions of the rule are summarized below. Rolling back the longstanding “commonality of interest” test Groups such as CBPP, Community Catalyst, and ACS-CAN urge…
…across the country, many of whom have gained access to comprehensive coverage under the ACA, is on the line. A Note on our Methodology This blog is intended to provide a summary of some of the comments submitted by a specific stakeholder group: state attorneys general. This is not intended to be a comprehensive report of all comments from state…
The opinions expressed here are solely those of the individual blog post authors and do not represent the views of Georgetown University, the Center on Health Insurance Reforms, any organization that the author is affiliated with, or the opinions of any other author who publishes on this blog.
