What’s in the Association Health Plan Final Rule? Implications for States

On June 19, 2018, the U.S. Department of Labor released a final regulation to implement President Trump’s executive order calling for the expansion of association health plans (AHPs). The new rule raises numerous issues affecting state regulation, insurance markets, and the consumers and individuals who buy private insurance coverage. In her latest entry to the State Health & Value Strategies program’s “Expert Perspectives” blog, CHIR’s Sabrina Corlette outlines key provisions of the AHP final rule and discusses implications for state regulation, market stability, and consumers’ access to affordable, high quality coverage. You can read the full article here.

One thought on “What’s in the Association Health Plan Final Rule? Implications for States

  1. There is no insurer selling individual health plan in Guam since ACA became law. With a more permissive definition of Association health plan it is possible that insurers will sell individual health plans in this territory. The health coverage under the new AHP could have the bare benefits coverage with high deductible and low premium for young and healthy. Adverse selection will become a reality. This could result to a higher premiums for the small market and possibly even the large market as young and healthy population may try to save a dollar without realizing that a catastrophic event could result to huge dollars of health care costs.

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