While all eyes were on the House reconciliation bill to repeal and replace parts of the ACA, another House committee advanced three bills that could have a far-reaching impact on people with employer-based coverage. CHIR experts take a look. Continue reading
In the wake of the Affordable Care Act’s insurance market reforms, policy experts have raised concerns that there could be greater incentives for small businesses to self-fund their health plans. Self-funding can be attractive for some small groups, but also can pose significant risks. In the wake of a white paper from the National Association of Insurance Commissioners, two states have stepped up to address concerns. Ashley Williams has the latest. Continue reading
On July 7 the Senate Health Education Labor and Pensions Committee held a roundtable discussion about challenges and opportunities facing the small business health insurance market. CHIR Senior Research Fellow Sabrina Corlette was invited to join the conversation about the SHOP marketplaces, self-funded plans, the change in the definition of the small group market, and more. Continue reading
Whether or not small employers will begin self-funding in greater numbers as the Affordable Care Act is fully implemented continues to be a hot topic. In the midst of significant media attention, Christine Monahan looks at two states that have decided to take action. Continue reading
In our most recent report, Kevin Lucia, Christine Monahan, and Sabrina Corlette assess attitudes towards and trends in self-insurance for smaller employers through interviews with stakeholders in 10 study states. Christine reviews the report’s findings and implications. Continue reading
On April 1, the Department of Labor released its annual report to Congress on Self-Insured Group Health Plans. Sabrina Corlette examines its usefulness for policymakers. Continue reading
As significant an impact as the Affordable Care Act will have on the U.S. health insurance market, there remain a number of ways health insurance carriers and other stakeholders may avoid or delay the law’s reforms. Christine Monahan discusses a new loophole gaining attention at the state level that would allow health insurance carriers to delay compliance with the ACA’s 2014 market reforms for a year. Continue reading
The debate over the sale of stop-loss insurance to small employers is a hot topic among health policy wonks. Christine Monahan offers the latest news on this developing issue. Continue reading
The National Association of Insurance Commissioners (NAIC) held its annual summer meeting in Atlanta from August 11 to August 14. Katie Keith discusses the most interesting things heard at the meeting. Continue reading