Simple Choice Plans Debut on Healthcare.Gov

Simple Choice plans, standardized benefit designs with fixed cost-sharing amounts and pre-deductible services, are new this year on Healthcare.gov. These types of plans can help consumers make “apples-to-apples” comparisons, but the the availability of such plans depends on insurer participation and local markets. Emily Curran and others here at CHIR take a look at the availability of Simple Choice plans on Healthcare.gov and find it’s a mixed bag. Continue reading

When Policy Isn’t Put Into Practice: State-Based Marketplaces Fail to Meet Goals of Standardizing Benefit Designs

As the federal insurance marketplace moves forward to standardize health plan benefit designs, what lessons can be learned from the state marketplaces that have had similar policies in place since 2014? A new Georgetown report examines the experiences of four state-based marketplaces and finds they have largely failed to meet their policy goals. Continue reading