New Executive Order: Expanding Access to Short-Term Health Plans Is Bad for Consumers and the Individual Market

President Trump signed a “very major” executive order related to health care that is “going to cover a lot of territory.” The executive order takes steps to roll back a consumer protection related to short-term health plans. In their latest post for the Commonwealth Fund’s To the Point blog, CHIR’s Dania Palanker, Kevin Lucia, and Emily Curran assess the proposed regulatory changes and their impact on consumers and insurance markets. Continue reading

As Administration Reviews Comments on Short-Term Insurance Plans, Analysis Finds Gaps in Coverage

The Obama Administration is reviewing feedback on its proposed rule to clamp down on the sale of short-term health plans. If finalized, the rule could help stabilize the Affordable Care Act marketplaces – and help protect consumers from being duped into buying plans that don’t meet their health needs. CHIR’s Dania Palanker shares what she found in a review of what short-term plans actually cover, as well as the mix of industry responses to the Administration’s proposed regulation. Continue reading

You Don’t Know Who You Are Dealing With: Unscrupulous Broker Tries to Sell Us Short-Term Health Insurance

An insurance broker called a CHIR faculty member with a shady sales pitch for a short-term health plan. He had no idea who he was dealing with. Sabrina Corlette and JoAnn Volk explore why insurance companies are using short-term policies to cherry pick healthy people away from the Affordable Care Act marketplaces – and why a new Obama Administration rule may help close the loop hole. Continue reading