Back in the Day – Lessons from Pre-reform Days: Death to the Death Spirals

While we’re struggling with Affordable Care Act (ACA) issues, there’s value in taking the time to look back and appreciate the impact of the ACA and other healthcare reforms implemented over the past few decades. To that end, CHIR faculty member and former Indiana Insurance Commissioner Sally McCarty is posting a series called “Back in the Day – Lessons from Pre-reform Days.” This installment looks at policies in a “death spiral.” Continue reading

Diving Deep on Two New Rate Studies

With the Affordable Care Act’s most significant reforms going into effect in 2014, attention has increasingly turned to the price tag for consumers. Following last week’s release of not one but two analyses on projected health insurance premiums in 2014, the issue is receiving headlines once again. Christine Monahan and Katie Keith report on the major findings from these two analyses and the significant distinctions between them. Continue reading