After Halbig: Considerations for States Revisiting the Option to Establish a State-Based Marketplace

A federal appeals court’s ruling that premium subsidies aren’t available for consumers who purchase health coverage through one of the ACA’s federally run insurance marketplaces could have drastic consequences. But policymakers in the 34 states with a federal marketplace have options for protecting their residents. In one of CHIR’s blogs for the Commonwealth Fund, Kevin Lucia and Justin Giovannelli discuss those options here. Continue reading

Help for Consumers Who Faced Marketplace Glitches

The Obama administration recently announced that the health insurance Marketplaces can offer consumers retroactive coverage and financial assistance, if technical problems prevented them from enrolling. But the administration’s guidance also leaves some unanswered questions. Sabrina Corlette takes a look and helps us understand what the new policy actually means for consumers. Continue reading

How Do Updated 2014 Federal Poverty Level Thresholds Impact Medicaid, CHIP & Premium Tax Credit Eligibility?

The Administration recently released updated federal poverty level thresholds for 2014. With eligibility for Medicaid, CHIP and premium tax credits under the Affordable Care Act at stake, consumers and those assisting them need to understand what these new thresholds mean. Here to explain is our colleague at Georgetown University’s Center for Children and Families, Martha Heberlein. Continue reading

Cancellation of Policies in the Individual Market: Apology Accepted, Mr. President – No Further Action Required

Last Thursday, the President apologized to those individuals currently covered under an individual policy and who will need to transition to a new policy that complies with the 2014 requirements under the Affordable Care Act. In his latest blog, David Cusano notes that this result was a necessary and predictable one, and encourages Americans to accept the President’s apology and move forward by promoting and implementing the protections under the ACA. Continue reading

Figuring Out Premium Tax Credits

Amid debate about the cost of health insurance under the Affordable Care Act, our colleague at Georgetown’s Center for Children and Families, Joe Touschner, helps us understand how the law’s premium tax credits will make coverage more affordable for millions of consumers. In this blog he shares some recently released resources that help simplify this complex topic. Continue reading