Study: Medicaid Offers Stronger Cost Sharing Protections Compared with Marketplace Coverage

In the debate over Medicaid expansion, most of the attention has been on families in non-expansion states who are shut out of coverage. But what about those just above the poverty line who are eligible for marketplace tax credits? A new study compares their experience to those with similar incomes in Medicaid expansion states. Sean Miskell shares the findings. Continue reading

HHS Study Shows Benefits of Shopping and Subsidies, but Costs Still a Concern

With health insurers’ rate filings looming on the horizon, many are concerned we’ll see proposed premium increases for 2017. But a report released last week demonstrates that, behind the headlines, consumers are likely to see more affordable premiums after they’ve shopped for the best deal. At the same time, another study shows that consumers’ out-of-pocket costs for health services are steadily rising. Sean Miskell has the details. Continue reading

A Look at Proposals for Improving Health Coverage Affordability

Welcome to 2016. With first votes being cast in the 2016 election cycle less than two weeks away and House Speaker Paul Ryan (R-WI) promising to unveil an ACA replacement plan to steer the 2016 party agenda, the policy debate on health reform is far from over. We here at CHIR are keeping an eye on reform proposals, and in this post, CHIR’s Hannah Ellison examines various proposals to improve affordability of coverage under the ACA. Continue reading

Republican Health Proposal Likely Means Less Coverage, Higher Costs, Fewer Consumer Protections

A trio of Republican Senators have introduced legislation repealing the Affordable Care Act and detailing alternative reforms to the health care system. However, as noted in this blog by Edwin Park of the Center on Budget and Policy Priorities, the bill rolls back important insurance reforms, makes coverage less affordable for low income people, and hobbles the Medicaid program. Continue reading

It’s Not Too Late – Options for Employers and Insurers to Limit Out-of-Pocket Costs For Consumers Beginning in 2014

A recent Administration decision allows employers and group health plans to delay an Affordable Care Act requirement capping enrollees out-of-pocket costs. In the second of two blogs examining the decision, David Cusano reviews the rationale for the delay and suggests ways insurers and employers can reduce harm to consumers. Continue reading