Republican Health Proposal Likely Means Less Coverage, Higher Costs, Fewer Consumer Protections

A trio of Republican Senators have introduced legislation repealing the Affordable Care Act and detailing alternative reforms to the health care system. However, as noted in this blog by Edwin Park of the Center on Budget and Policy Priorities, the bill rolls back important insurance reforms, makes coverage less affordable for low income people, and hobbles the Medicaid program. Continue reading

It’s Not Too Late – Options for Employers and Insurers to Limit Out-of-Pocket Costs For Consumers Beginning in 2014

A recent Administration decision allows employers and group health plans to delay an Affordable Care Act requirement capping enrollees out-of-pocket costs. In the second of two blogs examining the decision, David Cusano reviews the rationale for the delay and suggests ways insurers and employers can reduce harm to consumers. Continue reading

Delay of Certain Cost Sharing Limitations under the Affordable Care Act: What does it Mean?

This week the New York Times reported on an Administration decision to allow employers and group health plans to delay until 2015 an Affordable Care Act requirement to provide enrollees with a cap on their out-of-pocket costs. David Cusano takes a look at what the Administration’s decision says – and does not say – and what it means for group health plans. Continue reading