Oh Where, Oh Where Are The Multi-State Plans?

More than two months after the deadline for health insurance issuers to submit applications for the Office of Personnel Management’s (OPM) multi-state plan program, news is finally starting to trickle out about participating insurers and the first batch of states that are expecting to see multi-state plans on their exchanges. Christine Monahan shares the latest developments. Continue reading

Multi-State Plan Program Final Rule: OPM’s Balancing Act

The Office of Personnel Management recently issued a final rule on the multi-state plan program in which it attempts to standardize contracting processes and state rules to, in theory, make it easier for insurers to enter new markets while limiting the extent to which multi-state plan issuers can bypass state consumer protections and preserving a level playing field in exchanges. Christine Monahan discusses how OPM has attempted to balance these competing pressures and discusses where multi-state plans may or may not have flexibility. Continue reading

Breaking Down the NAIC’s Comments

In comments to federal regulators on recent proposed rules, the NAIC added its voice to the chorus of stakeholders who have weighed in on some of the Affordable Care Act’s most significant protections. Katie Keith has highlights from the NAIC’s four comment letters on the 2014 market reforms, essential health benefits, multi-state plans, and the rate review template. Continue reading

Get Ready for the Rulemaking!

The election results mean full steam ahead with implementation of the Affordable Care Act. The ultimate success of the law will hinge on decisions yet to be made by the federal agencies and the states. Sabrina Corlette blogs about the flurry of regulations and guidance we can expect in the coming days and weeks. Continue reading