Protecting People with Preexisting Conditions Requires More Than a Piecemeal Approach: An Assessment of a Louisiana Bill to Codify Some, But Not All, ACA Protections

Several state legislatures are considering bills to re-instate the Affordable Care Act’s preexisting condition protections in the event a federal court invalidates the law in Texas v. Azar. While no state can fully protect consumers from the fallout of a bad court decision, attempts to “bake in” the preexisting protections shouldn’t leave large loopholes for insurance companies to exploit. CHIR experts examine a Louisiana bill that would codify some, but not all, of the ACA’s insurance reforms. Continue reading

Lawsuit Threatens Affordable Care Act Preexisting Condition Protections But Impact Will Depend on Where You Live

On September 5, 2018, A federal district judge hears arguments in a lawsuit filed by 20 Republican governors and attorneys general to invalidate the Affordable Care Act, including its widely popular protections for people with pre-existing condition protections. Georgetown CHIR’s latest research for The Commonwealth Fund finds that a decision for the plaintiffs in this case could be be felt quite differently, depending on where you live. Continue reading

Rate Review 2.0: The Next Generation

Last week the Administration released its final rule implementing the ACA's insurance market reforms. Many of these provisions have generated deserved attention for the important protections they'll bring to consumers. Getting less attention, but just as important, are the rule's rate review provisions. Sabrina Corlette takes a look. Continue reading