Navigator Guide FAQ of the Week: Am I Required to Get Coverage?

Open Enrollment for marketplace coverage under the Affordable Care Act begins on November 1. To help assisters and consumers navigate this enrollment season, CHIR has updated its Navigator Resource Guide. Throughout Open Enrollment, we will highlight FAQs that are likely to be top of mind for consumers as they apply for and enroll in health coverage. This week, we are focusing on whether health insurance is still mandatory, and why it is important to have. Continue reading

State Efforts to Pass Individual Mandate Requirements Aim to Stabilize Markets and Protect Consumers

A handful of states are moving forward with plans to implement state-level individual health insurance mandates in light of Congress’s recent elimination of the federal mandate’s financial penalty. In their latest post for The Commonwealth Fund’s To the Point blog, CHIR experts Dania Palanker, Rachel Schwab and Justin Giovannelli analyze new sate individual mandate laws and highlight innovative models that were considered in states. Continue reading

Another Shift in Health Insurance Rules: Helping Consumers Keep Up

On the eve of the December 23 deadline to sign up for health insurance coverage, the Administration announced that people whose previous health plans had been cancelled will now be allowed to enroll in alternative, bare-bones coverage. Consumers and those charged with helping them enroll – navigators, brokers, application assisters and others – are likely to have questions about the change. Sabrina Corlette provides answers here. Continue reading

Delay the Individual Mandate? Why That’s a Bad Idea.

The Urban Institute has published a helpful analysis of proposals to delay the Affordable Care Act’s individual mandate provisions. The authors detail why such proposals would have disastrous consequences for the millions of consumers expected to benefit from the law. Sabrina Corlette took a look and shares why delaying the individual mandate is tantamount to repealing the ACA itself. Continue reading