Got Questions on Private Health Insurance? Get the New and Improved Navigator Resource Guide

Marketplace enrollment is upon us. November 1 marks the start to the fifth open enrollment season. To help marketplace Navigators and others assisting consumers with marketplace eligibility and enrollment, we at CHIR have updated and improved our Navigator Resource Guide. The Guide houses over 300 frequently asked questions (FAQs) and answers about all things marketplace coverage-related, as well as information about employer-sponsored coverage. CHIR’s Sandy Ahn highlights some of the changes. Continue reading

It’s Not Time to Give Away Consumer Protections for Cost-Sharing Reduction Reimbursements

In the wake of a White House decision to end reimbursements to insurers for cost-sharing reduction (CSR) plans, a bipartisan agreement has emerged in Congress to restore them. However, negotiators are coming under pressure to make additional changes that would increase the number of uninsured and roll back protections for people with pre-existing conditions. CHIR’s Dania Palanker takes a look at what’s at stake and why it’s not worth compromising key Affordable Care Act protections in exchange for CSR payments. Continue reading

States Work to Preserve Affordable Care Act Progress amidst Federal Disorder

It’s been a bumpy year for state insurance and marketplace officials, thanks to considerable uncertainty over the future of the ACA. CHIR’s Emily Curran highlights recent action suggesting that some states may be poised to reassert their authority over their insurance markets, as they work to maintain the ACA’s coverage gains and keep their markets stable. Continue reading

The Next Round of Obamacare Regulations are Coming Soon: What Consumer Advocates Want to See

With the annual rule on marketplace operations and health plans expected this fall, we take a look at how consumer advocates responded to the Trump administration’s request earlier this summer on how it could reduce the regulatory burdens of the Affordable Care Act in the last of our three-part series. These comments, along with comments from insurers and state officials, may be used to inform future rulemaking, including the rule expected this fall.
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State Options Blog Series: Federal Regulators Relax ACA Health Plan Oversight, Creating Opportunities and Challenges for States

In the second of a multi-part blog series on state options in the wake of federal actions to roll back or relax Affordable Care Act regulation, Sabrina Corlette reviews the new approach to health plan management in the federally run marketplaces. She discusses the implications for consumers and what state insurance regulators may need in order to enhance health plan oversight. Continue reading

Recent and Potential Regulatory Actions to Roll Back the ACA: State Options Blog Series

While members of Congress debate possible bipartisan actions on the ACA, the future sustainability of the ACA’s consumer protections and markets also depend on regulatory and administrative actions. CHIR’s Sabrina Corlette reviews a series of recent actions by HHS to recast the federal approach to health plan oversight and tees up an upcoming series of CHIRblog posts outlining options for states that want to retain some or all of the reforms adopted by the ACA. Continue reading

Healthcare.gov Rolls out Two Operational Changes Related to Verifying Special Enrollment Periods and Immigration Status

While Congress shifts away from talking about how to replace the Affordable Care Act to stabilizing the individual market, enrollment in ACA marketplaces continues. Recently, the administration made two operational changes affecting federally facilitated marketplaces and states using healthcare.gov: phase 2 of pre-verifying special enrollment eligibility and a process to electronically resolve data matching issues related to immigration status. CHIR’s Sandy Ahn summarizes the changes. Continue reading

Future of Health Reform: A prescription for individual market stability

As policy uncertainty in Washington, DC roils health insurance markets nationwide, states like Minnesota are stepping up to preserve consumer coverage choices and keep premiums affordable. In a conference at the University of Minnesota School of Public Affairs sponsored by BlueCross BlueShield of Minnesota, CHIR’s Sabrina Corlette joined in a wide-ranging discussion with state leaders over the future of the ACA. BCBSM’s Laura Kaslow shares some takeaways from the event. Continue reading

Lots of Questions but Few Answers: NAIC’s 2017 Summer Meeting

State insurance regulators met for the NAIC’s annual summer meeting in Philadelphia last week amidst continued uncertainty over the future of the Affordable Care Act. CHIR’s JoAnn Volk was there to observe the action and report out on how states are working to protect consumers and keep their insurance markets stable in spite of many unanswered questions from federal officials. Continue reading