President Biden has recently signed an executive order to re-open the federal marketplace for a COVID-19 Special Enrollment Period. The CHIR team will be highlighting a selection of relevant frequently asked questions (FAQs) from our recently updated Navigator Resource Guide for uninsured consumers who are seeking health coverage during this time. In this installation, we answer FAQs about financial assistance that may available to some individuals and families. Continue reading
As the snow continues to fall, the CHIR team has cozied up indoors with new health policy research. This month, Nia Gooding reviewed studies on rates of enrollment in Marketplace coverage for 2021, Navigator experiences enrolling consumers during the 2021 Open Enrollment period, and outcomes from balance billing arbitration in New Jersey.
In the third and final part of our blog series reviewing stakeholder comments on the 2022 Notice of Benefit and Payment Parameters (NBPP), CHIR’s Nia Gooding examines responses from various consumer advocacy organizations and coalitions on some recently finalized proposals. Continue reading
Open Enrollment has ended in most states, and many consumers have signed up for a health insurance plan offered on the marketplace. In this installation, the CHIR team has compiled a number of frequently asked questions (FAQs) from our Navigator Resource Guide to help inform enrolled consumers on the next steps they should take now that they have coverage.
As the autumn leaves change and the weather gets colder, we at CHIR are thankful for new health policy research. This November, Nia Gooding reviewed studies on policy interventions aimed at lowering health care costs, the impact of eliminating essential health benefits from private insurance plans, and tracking ACA marketplace premium costs for the coming year. Continue reading
Open enrollment for the Obamacare marketplaces begins on November 1. While CHIR has been working hard the last several weeks to re-launch its Navigator Resource Guide with updated frequently asked questions and other exciting new features, many are just beginning to think about their health plan options for 2021. For those folks we have some helpful FAQs about the importance of coverage and the process for applying. Continue reading
Since the COVID-19 pandemic began, states have taken charge of responding to the public health emergency. As a state that runs its own health insurance marketplace, Idaho has tools at its disposal to help consumers enroll in comprehensive coverage. But like the federal marketplace, Idaho decided not to wield all of them, leaving large marketplace enrollment barriers and instead promoting alternative and less comprehensive coverage. Continue reading
Last week Blue Cross of Idaho filed the first “state-based” health plans, products that don’t comply with the Affordable Care Act’s requirements for coverage offered on the individual market. When a state can’t or won’t enforce federal law, the Department of Health & Human Services (HHS) is supposed to step in. CHIR’s Rachel Schwab outlines HHS’ authority to protect the rule of law and ensure that Idaho consumers continue to receive the benefits they are promised under the ACA. Continue reading
Idaho has just published rules for new, “state-based” health plans that are exempt from many of the Affordable Care Act protections for people with pre-existing conditions. CHIR’s Sabrina Corlette examines the legality of Idaho’s action, as well as its potential impact on consumers and the health insurance marketplace. Continue reading
As the health care debate continues, we face a number of unknowns. Congressional leadership and President Trump vowed to repeal the ACA, but have yet to reach a consensus on the replacement plan. Meanwhile, consumers and insurers are making big decisions about health plans without knowing what the individual market will look like. Predicting the impact of unknown events is no easy task; if you’ve misplaced your crystal ball, the American Academy of Actuaries (AAA) recently released an issue paper on the future of the individual market, lending their expertise to a debate riddled with uncertainty. Continue reading