Translating Coverage into Care: Answers to Common Post-Enrollment Questions

Open Enrollment has ended in the majority of states, and almost 8.5 million people signed up for coverage through HealthCare.gov. As consumers begin to use their 2019 plans, a host of questions about covered services, cost sharing, provider networks and more are sure to crop up. Luckily, CHIR has answers to frequently asked post-enrollment questions in our recently updated Navigator Resource Guide. Continue reading

Enrollees Aren’t Abusing Marketplace Grace Period

Insurers and other critics have called on the Obama Administration to shorten the 3-month grace period for paying overdue health plan premiums, asserting that consumers are abusing it. But as documented by the Center on Budget and Policy Priorities’ Tara Straw, such concerns reflect a misunderstanding of how grace periods work and are refuted by enrollment and disenrollment data. Continue reading