Fix it, Don’t End it: Common Sense Prescriptions for Individual Market Stability

For the time being, the Affordable Care Act (ACA) is the “law of the land.” But increasing uncertainty about the policy future has left the individual insurance market at risk and could result in fewer choices and higher premiums, In the past, Congress has demonstrated that it can arrive at bipartisan solutions to tackle insurance market challenges and help consumers. CHIR’s Sabrina Corlette outlines what a common sense ACA reform package could look like. Continue reading

The Family Glitch Persists, Affordability Measure Increases to 9.56% in OE2

With open enrollment into the Affordable Care Act’s health insurance marketplaces just around the corner, one trouble spot continues to be the so-called “family glitch,” in which spouses and dependents of individuals with access to employer-based coverage are ineligible for premium tax credits, even if that employer coverage is unaffordable to them. In her latest blog post, our Center for Children and Families colleague, Tricia Brooks, discusses how the family glitch will soon be even more difficult for families to overcome. Continue reading

One Step Closer to the Basic Health Program

The Basic Health Program was included in the Affordable Care Act to provide states with an alternative coverage option for low-income adults. The Obama Administration recently proposed rules to govern the program. Our colleague Sonya Schwartz at Georgetown’s Center for Children for Children and Families suggests a few improvements to make the program more effective for consumers. Continue reading