Busting the “Falling under its Own Weight” Myth: New Analysis Shows Better Outlook for the Affordable Care Act Marketplaces

It’s a new year, and with it comes new hope for the Affordable Care Act’s (ACA) exchanges. Wall Street analysts recently released research that shows improvements in insurers’ finances for 2016, predicting even better margins for future years. But just as the markets are starting to stabilize, the incoming Congress and Administration are threatening to undo them. Continue reading

New Health Affairs Policy Brief Examines the Regulation of Health Plan Provider Networks

Limited networks have become increasingly common on ACA marketplaces, comprising almost half of all offerings during the first two years of the exchanges. In a new policy brief for Health Affairs, CHIR experts Justin Giovannelli, Kevin Lucia, and Sabrina Corlette examine what the states and the federal government are doing to ensure that marketplace plan networks are adequate and transparent. Continue reading

After a Slow Start, Federal Small Business Health Insurance Marketplace Offers New and Improved Functions

With intense focus on enrollment in the Affordable Care Act marketplaces, enrollment through the Small Business Health Options Program (SHOP) has flown under the radar by comparison. In their latest blog post for the Commonwealth Fund, Kevin Lucia, Justin Giovannelli and Sean Miskell discuss early challenges for the SHOP as well as recent improvements. Continue reading

Health Insurance Exchanges Fulfill Both Liberal and Conservative Goals

Amid the controversial launch of the Affordable Care Act’s health insurance marketplaces, it is not easy to envision that liberals and conservatives might find common ground. However, Brookings scholar Henry J. Aaron and CHIR expert Kevin Lucia make a persuasive case in this blog, originally posted on the Harvard Business Review, that these marketplaces hold the key ingredients for both sides to achieve their objectives. Continue reading

Delay the Individual Mandate? Why That’s a Bad Idea.

The Urban Institute has published a helpful analysis of proposals to delay the Affordable Care Act’s individual mandate provisions. The authors detail why such proposals would have disastrous consequences for the millions of consumers expected to benefit from the law. Sabrina Corlette took a look and shares why delaying the individual mandate is tantamount to repealing the ACA itself. Continue reading