Opponents of Fixing the Family Glitch Reveal their Fundamental Misunderstanding

The “family glitch,” a loophole in federal rules, bars millions of people from subsidized coverage because they have access to a family member’s employer-sponsored coverage The glitch is easy to fix, through either regulation or legislation. CHIR exposes that a paper released this week claiming a fix is illegal and harmful is based on a faulty presumption. Continue reading

Labor Day in a Pandemic: The Varnish of “Gold Standard” Employer Coverage is Wearing Thin

CHIRblog took a break for Labor Day, but in light of the holiday, we continue to think about problems workers face getting access to affordable health insurance. Employer plans are often touted as the “gold standard” in health insurance. But millions of workers with job-based plans are underinsured, facing high cost sharing and premiums, and the COVID-19 pandemic is exacerbating problems with inadequate coverage as well as insurance access. Continue reading

April Research Round Up: What We’re Reading

April showers bring May flowers, and plenty of health policy research. This month, CHIR’s Olivia Hoppe reviews studies on the burden of health care costs on families, the affordability of employer-sponsored insurance, the effects of hospital concentration on insurance premiums, and why Medicaid insurers hesitate to sell plans on the Affordable Care Act’s individual market. Continue reading