April Research Round Up: What We’re Reading

April showers bring May flowers, and plenty of health policy research. This month, CHIR’s Olivia Hoppe reviews studies on the burden of health care costs on families, the affordability of employer-sponsored insurance, the effects of hospital concentration on insurance premiums, and why Medicaid insurers hesitate to sell plans on the Affordable Care Act’s individual market. Continue reading

Stakeholders Respond to the Proposed Health Reimbursement Arrangement Rule. Part 2: Insurers

In October, the Departments of Treasury, Labor, and Health and Human Services issued a proposed rule that aims to expand the “flexibility and use” of health reimbursement arrangements. To understand reactions to the proposal, CHIR reviewed a sample of comments from state officials, insurers, consumer advocates, and employer, broker and benefit advisor groups. In Part 2 of this blog series, we highlight comments from ten major medical insurers and associations, who argued that stronger non-discrimination provisions are needed to prevent adverse selection and ensure stability in the individual market. Continue reading

March Research Round Up: What We’re Reading

In CHIRblog’s March installment of What We’re Reading, CHIR’s Olivia Hoppe dives into new research that highlights premium trends from the most recent enrollment period, whether employers will continue offering subsidized coverage to employees, the use of the ACA’s tobacco surcharge in the small-group market, and the early effects of the Trump administration’s health insurance policies on coverage. Continue reading

Employer Coverage Remains Steady, But Long Term Trends Highlight Need To Strengthen All Forms Of Coverage

A recent study by the Kaiser Family Foundation finds that employer coverage is remaining steady, and premiums have increased only modestly. But long term trends suggest an erosion in employer-sponsored health benefits. CHIR’s Sean Miskell takes the pulse of employment-based insurance and emphasizes the need to strengthen all pillars of coverage. Continue reading