The ACA expanded women’s access to comprehensive coverage. The Trump administration is seeking to overturn the law while promoting coverage options that are exempt from the ACA’s consumer protections, including short-term plans and health care sharing ministries. In a new post for The Commonwealth Fund, CHIR experts examine the differences between ACA plans and the alternatives promoted by the Trump administration, finding that these products frequently exclude or severely limit coverage of services that are critical to women’s health. Continue reading
The past few weeks have tested the U.S. health care system. In a world where we are all at risk of contracting and spreading COVID-19, access to health care is a universal human need. On the 10th anniversary of the Affordable Care Act, CHIR takes some time to consider how battling this pandemic would have been even more difficult if it weren’t for this groundbreaking federal law. Continue reading
With Open Enrollment now underway, consumers are weighing their options for 2020 and trying to find the right plan that meets their health needs. As consumers make their decision, it is important for them to understand what they are buying and what coverage their plan provides. This week we answer four questions about marketplace plans’ coverage standards. Continue reading
On April 18, 2019, the Department of Health and Human Services finalized changes to the Affordable Care Act marketplaces and insurance rules in the Notice of Benefit and Payment Parameters for the 2020 plan year. To gauge stakeholder reactions, CHIR reviewed a sample of these comments. In the third and final of our blog series, CHIR’s Olivia Hoppe summarizes responses from a selection of consumer advocates. Continue reading
Last month, the Department of Health & Human Services awarded $8.6 million in grants to 30 states and the District of Columbia to provide additional support to implement certain ACA market reforms, including guaranteed issue, guaranteed renewal, and the Essential Health Benefits. CHIR’s Rachel Schwab took a look at how states plan to use the federal funding, and what tops the list of state market stabilization and consumer protection priorities. Continue reading
HHS released the final Section 1557 rule, completing the suite of non-discrimination rules that constitute some of the most dramatic recent changes in health insurance regulation. JoAnn Volk looks at how the rules stack up in protecting consumers with pre-existing conditions.
In our most recent issue brief for the Commonwealth Fund, Sabrina Corlette and CHIR colleagues examined states’ selection of an essential health benefits benchmark plan. In this blog Sabrina reviews the report’s findings and what they mean for ongoing implementation of these critical consumer protections. Continue reading