The Trump Administration’s Association Health Plans Emerge: What Early Announcements Tell Us About this New Market

This past summer, the Department of Labor (DOL) finalized a regulation calling for the expansion of association health plans (AHPs) for small businesses and self-employed individuals. There continue to be significant questions about the impact of the rule, including how many associations will form, the role major medical insurers will play in AHP administration and marketing, and the extent to which AHPs can offer cheaper premiums than plans that must meet federal and state consumer protection standards. Now, with the rule for fully insured AHPs effective on September 1, we are starting to see AHPs emerge as groups take advantage of the relaxed requirements. Continue reading

A Main Reason New York and Massachusetts Will Sue the Administration Over the Final AHP Rule? Fraud and Abuse

New York Attorney General Barbara Underwood (D) and Massachusetts Attorney General Maura Healey (D) announced that they will sue the administration over the final association health plan rule released by the Department of Labor on June 19, arguing that it is unlawful, will result in fewer consumer protections, and “invite[s] fraud, mismanagement and deception.” CHIR’s Emily Curran dives into association health plans and their complicated history. Continue reading

The Future of the Affordable Care Act under President Trump: Stakeholders Respond to the Proposed Association Health Plan Rule. Part V: Departments of Insurance

In this final blog in our series reviewing stakeholder comments on the Department of Labor’s proposed rule to expand Association Health Plans, CHIR’s Emily Curran summarizes responses from the National Association of Insurance Commissioners and nine state departments of insurance (DOI). While the DOIs expressed some areas of support for the proposed rule, their comments were largely negative, with most expressing deep concerns about the rule’s ambiguity. Continue reading

The Future of the Affordable Care Act under President Trump: Stakeholders Respond to the Proposed Association Health Plan Rule. Part IV: Business Groups

In a recent proposed rule from the Department of Labor, the Trump administration has proposed major changes to the regulation of Association Health Plans (AHPs). In the fourth blog of our series examining feedback from stakeholders, CHIR’s Olivia Hoppe summarizes comments from twelve business groups. Continue reading