Navigator Guide FAQ Of The Week: Who is Eligible for Financial Assistance?

President Biden has recently signed an executive order to re-open the federal marketplace for a COVID-19 Special Enrollment Period. The CHIR team will be highlighting a selection of relevant frequently asked questions (FAQs) from our recently updated Navigator Resource Guide for uninsured consumers who are seeking health coverage during this time. In this installation, we answer FAQs about financial assistance that may available to some individuals and families. Continue reading

Health Insurance Companies Spent Millions to Defeat the Affordable Care Act. Now They’re Embracing Policies to Expand It.

Health insurers spent millions to defeat the ACA in 2010. Ten years later, major insurers are joining a growing coalition of supporters working to expand the law. CHIR expert Megan Houston considers why insurers are now embracing the ACA while Democrats now control Congress for the first time since the ACA was passed a decade ago. Continue reading

Expanded Coverage For COVID-19 Testing Must Include Limits On Costs

President Biden has issued an Executive Order likely to expand the mandate for private insurers to cover, and waive cost-sharing, for COVID-19 testing. However, the Brookings Institution’s Loren Adler and Sabrina Corlette argue in a new blog post for Health Affairs that Congress will also need to act to ensure that the mandate doesn’t encourage price gouging by providers, and to fully eliminate cost barriers to universal testing. Continue reading

Navigator Guide FAQs of the Week: Who Qualifies for a Special Enrollment Period?

Open Enrollment has ended  in most states, and many consumers have signed up for a health insurance plan offered on the marketplace. For those who haven’t, there may still be an opportunity to enroll in an ACA-compliant health insurance plan during a Special Enrollment Period (SEP), which are available in some states and to some consumers, depending on their eligibility. For more information, check out our state-by-state guide, which provides information on state specific policies toward health coverage. Continue reading

2020 – It’s a Wrap. CHIR Takes Stock of a Tumultuous, but Busy Year

We at Georgetown CHIR look back at this tumultuous, tragic, and eventful year and are thankful we have the opportunity to do the work we do. When the world went on lock down in early March, our team quickly pivoted to researching and writing about the government response to COVID-19 and its impact on health care coverage. We also wrote about surprise balance billing, junk insurance, and trends in provider-payer dynamics We share some of the highlights from our work here. Continue reading

The COVID-19 Vaccine is Coming, but Will it Be Paid For? Federal and State Policies to Fill Gaps in Insurance Coverage

Vaccinations against COVID-19 are on their way. For consumers in Affordable Care Act plans, immunization should have it fully covered by their insurance. In their latest post for the Commonwealth Fund’s To the Point blog, CHIR’s Sabrina Corlette and Madeline O’Brien review federal and state mandates to cover the COVID-19 vaccine, as well as potential gaps consumers could still fall into. Continue reading

Stable Rates Reflect Strength of ACA Marketplaces

At the start of the COVID-19 pandemic, many predicted that insurers would need to dramatically hike their premiums. As it turned out, the opposite occurred, with average rates declining for 2021. In an Expert Perspective post for the State Health & Value Strategies program, CHIR’s Sabrina Corlette and Manatt Health’s Joel Ario examine the factors that led to a stable year for ACA insurance rates. Continue reading