Loss of Cost-Sharing Reductions in the ACA Marketplace: Impact on Consumers and Insurer Participation

In an updated article published on The Commonwealth Fund’s To the Point site, CHIR experts JoAnn Volk, Dania Palanker, Justin Giovannelli and Kevin Lucia examine the possibility that the Trump administration will pull the plug on the Affordable Care Act’s cost-sharing reduction subsidies, and discuss the potential consequences for individual health insurance markets and the consumers who rely on it. Continue reading

A Look at Proposals for Improving Health Coverage Affordability

Welcome to 2016. With first votes being cast in the 2016 election cycle less than two weeks away and House Speaker Paul Ryan (R-WI) promising to unveil an ACA replacement plan to steer the 2016 party agenda, the policy debate on health reform is far from over. We here at CHIR are keeping an eye on reform proposals, and in this post, CHIR’s Hannah Ellison examines various proposals to improve affordability of coverage under the ACA. Continue reading

Consumer Assistance and Tools Needed to Ensure that All Eligible Marketplace Enrollees Get Cost-Sharing Reductions

A recent study has found that as many as 2.2 million people are missing out on Affordable Care Act cost-sharing subsidies that could make their insurance coverage more affordable. Our Center for Children and Families colleague, Tricia Brooks, discusses some critical tools the state and federal marketplaces could put in place to make sure consumers are getting the financial help they’re eligible for. Continue reading

Help for Consumers Who Faced Marketplace Glitches

The Obama administration recently announced that the health insurance Marketplaces can offer consumers retroactive coverage and financial assistance, if technical problems prevented them from enrolling. But the administration’s guidance also leaves some unanswered questions. Sabrina Corlette takes a look and helps us understand what the new policy actually means for consumers. Continue reading