New Report Provides State Policy Recommendations on How to Protect Consumers, Reduce Disparities During the COVID-19 Pandemic

The COVID-19 pandemic presents unprecedented threats to health and safety, and exacerbates existing inequities that continue to jeopardize the wellbeing of millions of Americans. To help state policymakers during a time of great upheaval and uncertainty, the National Association of Insurance Commissioners’ Consumer Representatives put together recommendations on access to coverage and care, health equity and racial justice, and other state policy issues. Continue reading

Imposing The Costs Of Workplace Coronavirus Testing On Group Plan Coverage Would Place An Excessive Burden On Essential Workers

To re-open safely, many employers will need to rely on regular testing for the virus that causes COVID-19. But doing so is expensive, and some have called for it to be financed by employers’ health benefit plans. In a new post for the Health Affairs blog, CHIR’s Sabrina Corlette joins the Urban Institute’s Linda Blumberg and Michael Simpson in a look at the data. They find that relying on group plan coverage alone would place an excessive burden on workers. Continue reading

One Victim of the COVID-19 Pandemic? State Health Policy

State legislative sessions are typically a flurry of health policy activity. In recent years, state lawmakers have taken action to stabilize their insurance markets and increase access to coverage. But like so many other constants we have come to rely on, state legislative sessions took a hit this year from the novel coronavirus pandemic, putting current and future state policy initiatives in jeopardy. Continue reading

Should States’ COVID-19 Insurance Coverage Mandates Be Extended Past the Current State of Emergency?

Many states acted to expand access to health care services as part of the fight against COVID-19, mandating that insurers cover and reduce consumers’ costs for COVID-19 and other health care services. Now that the public health emergency orders in many states are expiring, what, if any, of these insurance mandates should be retained? In their latest post for the Commonwealth Fund, CHIR’s Sabrina Corlette and Madeline O’Brien assess states’ options. Continue reading

During the COVID-19 Crisis, State Health Insurance Marketplaces Are Working to Enroll the Uninsured

As the coronavirus pandemic and economic shutdown continue, the Affordable Care Act’s health insurance marketplaces are an important tool in covering the uninsured. In a new post for the Commonwealth Fund’s To the Point blog, CHIR experts Rachel Schwab, Justin Giovannelli and Kevin Lucia explore how state-based marketplaces have worked to enroll the uninsured during the COVID-19 crisis by creating new opportunities to sign up for coverage and launching outreach campaigns. Continue reading

Idaho Misses Opportunities to Help Consumers Get Affordable, Comprehensive Health Coverage During COVID-19 Pandemic

Since the COVID-19 pandemic began, states have taken charge of responding to the public health emergency. As a state that runs its own health insurance marketplace, Idaho has tools at its disposal to help consumers enroll in comprehensive coverage. But like the federal marketplace, Idaho decided not to wield all of them, leaving large marketplace enrollment barriers and instead promoting alternative and less comprehensive coverage. Continue reading