Navigator Guide FAQ of the Week: Can Insurers Ask About Your Health History?

With just one month left in the open enrollment period for most of the Affordable Care Act’s marketplaces, we’ve updated our Navigator Resource Guide to reflect all of the federal health policy changes that have occurred over the last year and have provided answers to hundreds of frequently asked questions (FAQs). In light of the recent wave of health care-related robocalls from scammers, our FAQ of the Week focuses on: Is an insurer allowed to ask me about my health history? Continue reading

The Future of the Affordable Care Act under President Trump: Stakeholders Respond to Proposed 2019 Marketplace Rule. Part II: Consumer Advocates

The final 2019 Notice of Benefit and Payment Parameters has been submitted to the White House for review. The initial proposal included a number of changes to the Affordable Care Act’s essential health benefits, marketplace operations, and other consumer protections. In this second post in a series of blogs analyzing public comments on the proposed rules, CHIR’s Rachel Schwab examines responses from a range of consumer advocacy groups to better understand who the rule could impact. Continue reading

New Report Emphasizes States’ Power to Protect Consumers and Ensure Stable Markets in the Midst of Federal Uncertainty

In the past few months, Congress and the Trump Administration have floated a number of proposals and three-pronged plans, many of which put states in the hot seat of implementing and overseeing major changes to the health care system. In a new report funded by the Robert Wood Johnson Foundation, the National Association of Insurance Commissioners Consumer Representatives outline the potential impact of federal proposals, and how state Departments of Insurance can protect consumers and promote market stability through their role as regulators and advisors to state and federal policymakers. Continue reading