“Small Business Health Plans”: Undermining States’ Authority and a Recipe for Fewer Plan Choices and Higher Premiums

The U.S. Senate stands poised to debate a bill, the Better Care Reconciliation Act, that would not only repeal major provisions of the Affordable Care Act, but would also fundamentally alter the state-federal framework for insurance regulation. A key provision would create federally certified small business health plans that are exempt from most state laws. In their latest article for The Commonwealth Fund, Kevin Lucia and Sabrina Corlette examine the impact of this provision on small businesses and states’ historic authority to protect consumers and manage their insurance markets. Continue reading

A Head Scratcher of a Bill: Revised Senate Health Care Legislation Likely to Undermine Pre-existing Condition Protections, Upend Insurance Markets

Policymakers promised to replace the Affordable Care Act with something that would cover “everybody,” with lower premiums and deductibles and continued protections for people with pre-existing conditions. Sabrina Corlette reviews the pending Senate Better Care Reconciliation Act to see if it lives up to the promises. Continue reading