In the wake of the Affordable Care Act’s passage, 17 states embraced the chance to set up and manage their own marketplace and design an insurance market to meet local needs. In their latest article for the Commonwealth Fund, CHIR experts Sabrina Corlette, Emily Curran and Kevin Lucia review these states’ progress on expanding coverage and stabilizing their markets and find that they have much to lose if the law is repealed. Continue reading
Job-based plans cover 150 million people in the U.S. If the ACA is repealed, they stand to lose critical consumer protections that many have come to expect of their employer plan.
The end of the Obama Presidency is an opportunity to step back and assess his health care legacy and the historic accomplishment of health care reform. CHIR’s Sabrina Corlette shares her take for CNN. Continue reading
The incoming Congress and Administration have pledged to repeal the Affordable Care Act but hope to minimize disruption by providing for a transition period. However, insurers must make key decisions about health plans and pricing far in advance of bringing those plans to market. In an ongoing series of articles for The Commonwealth Fund, CHIR experts Sabrina Corlette and Kevin Lucia partner with Julie Andrews of Wakely Consulting Group to examine how the uncertainty created by Congressional action could result in far fewer plan choices and significantly higher premiums for consumers. Continue reading
Despite the gloom and doom surrounding the Affordable Care Act (ACA), when we look back at what the ACA has achieved, there is cause to celebrate this holiday season. Six years after President Barack Obama signed the ACA into law, we have the lowest uninsured rate and record enrollment numbers on Healthcare.Gov, showing just how much people need and want comprehensive health insurance. As we hum along to our favorite holiday hits, CHIR has composed a new carol to pay homage to the monumental health care law that has led to unprecedented coverage and consumer protections. Happy holidays! Continue reading
The NAIC wrapped up its Fall National Meeting last week, and although there was little of the upcoming ACA debate on the official agenda, the topic dominated the hallway chatter. JoAnn Volk provides a report on the meeting.
Extended to December 19, 2016, consumers have four more days to enroll in an Affordable Care Act marketplace plan that starts January 1, 2017. With an incoming Congress and President-Elect promising to repeal the health care law, consumers may have questions about what will happen to their coverage or why they should bother to enroll. Before the sun sets on this year’s open enrollment season, we’ve answered a couple of common consumer questions. Continue reading
A new Urban Institute analysis shows that close to 30 million people will lose coverage if the Affordable Care Act is partially repealed through a budget reconciliation process. This will result in national uninsurance rates that are actually higher than they were before the ACA was enacted. What’s behind the numbers? Sabrina Corlette takes a look. Continue reading
Medical underwriting, outlawed by the Affordable Care Act (ACA), is a practice used by insurance companies to assess a consumer’s health status. In the event of an ACA repeal, millions of people could lose coverage, pay higher premiums, or receive inadequate benefits that exclude essential health services, all based on a pre-existing condition. While many of us don’t see ourselves as falling under that category, the list of health conditions that qualify you for the chopping block may surprise you. Continue reading
It’s the holiday season, but rather than visions of sugar plums dancing above our heads, we have visions of mammogram machines, birth control, doctor offices, and medical bills. Prior to the Affordable Care Act (ACA), women faced numerous barriers obtaining affordable health care. After years of insurance industry practices like gender rating and pre-existing condition exclusions, the ACA ushered in a new era for women’s health, eliminating those discriminatory and unfair insurance practices from the insurance market. Continue reading