Health Insurance Companies Spent Millions to Defeat the Affordable Care Act. Now They’re Embracing Policies to Expand It.

Health insurers spent millions to defeat the ACA in 2010. Ten years later, major insurers are joining a growing coalition of supporters working to expand the law. CHIR expert Megan Houston considers why insurers are now embracing the ACA while Democrats now control Congress for the first time since the ACA was passed a decade ago. Continue reading

Georgia’s ACA Waiver Flouts Federal Law, Drawing a Legal Challenge

With the approval of the Trump administration, the state of Georgia is poised to upend the Affordable Care Act, abandon HealthCare.gov, and place the coverage of hundreds of thousands of Georgians at risk. In their latest post for the Commonwealth Fund, CHIR’s Justin Giovannelli, JoAnn Volk, and Kevin Lucia evaluate the potential impact of Georgia’s proposed reforms, should they be implemented. Continue reading

Stakeholder Perspectives on CMS’s 2022 Notice of Benefit and Payment Parameters. Part 2: State Insurance Departments and Marketplaces

In one of the Trump administration’s last acts, the Centers for Medicare and Medicaid Services finalized some of the major provisions of the 2022 Notice of Benefit and Payment Parameters. In the second part of our blog series reviewing stakeholder comments, CHIR’s Rachel Schwab takes a look at how state insurance departments and state-based marketplaces responded to some of the recently finalized proposals. Continue reading

November Research Roundup: What We’re Reading

As the autumn leaves change and the weather gets colder, we at CHIR are thankful for new health policy research. This November, Nia Gooding reviewed studies on policy interventions aimed at lowering health care costs, the impact of eliminating essential health benefits from private insurance plans, and tracking ACA marketplace premium costs for the coming year.  Continue reading

Navigator Guide FAQ of the Week: What Are the Risks of Buying Off-Marketplace?

Open Enrollment in most states ends in just over two weeks, on December 15. While consumers are weighing their coverage options, we know that affordability is top of mind. Consumers who are ineligible for the Affordable Care Act’s (ACA) tax subsidies might want to look outside of the marketplace for slightly better deals on health plans. While doing so, however, consumers should be wary of what they might find. In this installment, we’ve collected a number of frequently asked questions (FAQs) from our Navigator Resource Guide on junk plans.

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Navigator Guide FAQ of the Week: What Does My Plan Cover?

With Open Enrollment now well underway, consumers are weighing their options for 2021 and trying to find the right plan that meets their health needs. As consumers make their decision, it is important for them to understand what they are buying and what coverage their plan provides. Throughout the enrollment period, the CHIR team is highlighting frequently asked questions (FAQs) from our recently updated Navigator Resource Guide. In this installation, we answer FAQs about marketplace plans’ coverage standards. Continue reading