Opponents of Fixing the Family Glitch Reveal their Fundamental Misunderstanding

The “family glitch,” a loophole in federal rules, bars millions of people from subsidized coverage because they have access to a family member’s employer-sponsored coverage The glitch is easy to fix, through either regulation or legislation. CHIR exposes that a paper released this week claiming a fix is illegal and harmful is based on a faulty presumption. Continue reading

ACA “Family Glitch” Increases Health Care Costs for Millions of Low- and Middle-Income Families

The family glitch bars millions of people from accessing reduced premiums and cost-sharing through the marketplaces because a family member has an offer of employer coverage. In their latest post for the Commonwealth Fund To the Point blog, Christina Goe and CHIR’s Dania Palanker delve into the costs of the family glitch to low- and middle-income families. Continue reading

Health Insurance Companies Spent Millions to Defeat the Affordable Care Act. Now They’re Embracing Policies to Expand It.

Health insurers spent millions to defeat the ACA in 2010. Ten years later, major insurers are joining a growing coalition of supporters working to expand the law. CHIR expert Megan Houston considers why insurers are now embracing the ACA while Democrats now control Congress for the first time since the ACA was passed a decade ago. Continue reading

2020 – It’s a Wrap. CHIR Takes Stock of a Tumultuous, but Busy Year

We at Georgetown CHIR look back at this tumultuous, tragic, and eventful year and are thankful we have the opportunity to do the work we do. When the world went on lock down in early March, our team quickly pivoted to researching and writing about the government response to COVID-19 and its impact on health care coverage. We also wrote about surprise balance billing, junk insurance, and trends in provider-payer dynamics We share some of the highlights from our work here. Continue reading

Navigator Guide FAQ of the Week: What Does My Plan Cover?

With Open Enrollment now well underway, consumers are weighing their options for 2021 and trying to find the right plan that meets their health needs. As consumers make their decision, it is important for them to understand what they are buying and what coverage their plan provides. Throughout the enrollment period, the CHIR team is highlighting frequently asked questions (FAQs) from our recently updated Navigator Resource Guide. In this installation, we answer FAQs about marketplace plans’ coverage standards. Continue reading